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9 Cross St, Somerville, MA, 02145

3beds
2baths
1,727sqft
$799,900
$463price/sqft
$5,294/moest. monthly cost
$211,760/yrincome needed

About This Home

Welcome to 9 Cross St, Somerville! Completely renovated with elevated finishes throughout. Step into this open concept home where you will find an exquisite kitchen including stainless steel appliances, granite counter tops, and an island that opens to a spacious dining and living area. The extended kitchen creates an inviting space for seating overlooking an outside deck. Upstairs leads to a second living area or can be used as an open concept office, three spacious bedrooms and a bathroom with elegant features complete the space. You will find new flooring, fresh paint and recessed lighting throughout the home. The expansive attic provides additional storage space or can be converted to a third level. Enclosed Patio with a deck. Updated roof, heating, plumbing and electrical. Prime location close to Boston and the highway. This home is in a sought-after neighborhood conveniently located near restaurants, shops, public transportation and everything this vibrant city has to offer.

Getting Around

92
WalkingWalker's Paradise
80
TransitExcellent Transit
88
BikeVery Bikeable

Schools

6/10
Somerville High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Flooring - Laminate,Gas Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Recessed Lighting
  • Level: First
  • Area: 28

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Recessed Lighting
  • Level: Second
  • Area: 45

Bedroom2

  • Features: Cedar Closet(s), Flooring - Laminate, Recessed Lighting
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Closet, Flooring - Laminate, Recessed Lighting
  • Level: Second
  • Area: 135

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Laminate, Window(s) - Bay/Bow/Box, Open Floorplan, Recessed Lighting
  • Level: First
  • Area: 156

Features

  • Recessed Lighting,Bonus Room,Walk-up Attic
  • Flooring: Wood,Laminate
  • Finished area above ground: 1,727

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,727
  • Total interior livable area: 1,727 sqft

Kitchen

  • Features: Flooring - Laminate, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Pendant
  • Level: First
  • Area: 130

Living Room

  • Features: Flooring - Laminate, Window(s) - Bay/Bow/Box, Open Floorplan, Recessed Lighting
  • Level: First
  • Area: 234

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Cedar Closet(s), Flooring - Laminate, Recessed Lighting
  • Level: Second
  • Area: 156

Property

Details

  • Parcel number: 759746
  • Zoning: RN

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 2,060 sqft
  • Features: Cleared

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$180$2,160
Property Taxes $716$8,592
Electricity $354$4,259
Total$5,294$63,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,508/yr
40% on housing$158,820/yr
45% on housing$141,173/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 02145$482
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02145$477
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$849,900
2026-04-28Price change$859,900
2026-04-07Listed for sale$885,000
2025-12-17Listing removed$849,999
2025-12-01Price change$849,999
2025-11-28Listed for sale$869,900
2025-05-16Listing removed$875,000
2025-05-05Contingent$875,000
2025-04-29Price change$875,000
2025-04-10Listed for sale$884,900
2024-12-24Sold$606,000
2024-03-03Listing removed$799,900
2024-01-22Listed for sale$799,900
2024-01-16Contingent$849,900
2024-01-02Listed for sale$849,900
2023-05-09Sold$625,000
2023-03-21Contingent$639,900
2023-03-06Listed for sale$639,900
2022-11-15Listing removed--
2022-11-08Listed for rent$2,350
1991-04-17Sold$85,000
1989-12-13Sold$96,500

For Sale by Agent

AgentGeorge Dimopoulos
BrokerageLavish Realty LLC

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