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32 Rush St, Somerville, MA, 02145

8beds
4baths
3,855sqft
$1,299,999
$337price/sqft
$8,788/moest. monthly cost
$351,520/yrincome needed

About This Home

Discover an expansive two-family home that offers a fantastic opportunity for new owners. The property features paved parking, a spacious backyard, and beautifully maintained hardwood floors throughout. The first-floor unit includes a formal living and dining room and three bedrooms. The second unit offers two levels of living space with a large living room, a generous kitchen, and four bedrooms. There is a bonus room on the second level that could be converted into an additional bedroom. The mostly finished basement provides even more flexible living space and includes a kitchenette area that could be upgraded for use as a third unit. While it could use some cosmetic updates, it has great potential. Easy access to I-93, local shops, and Assembly Square.

Getting Around

91
WalkingWalker's Paradise
82
TransitExcellent Transit
91
BikeBiker's Paradise

Schools

6/10
Somerville High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Living Room,Dining Room,Kitchen,Office/Den
  • Finished area below ground: 643
  • Finished area above ground: 3,212

Interior Area

  • Total structure area: 3,855
  • Total interior livable area: 3,855 sqft

Property

Details

  • Parcel number: M:90 B:F L:20,759833
  • Zoning: RB

Features

  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 4,221 sqft

Parking

  • Total spaces: 2
  • Parking features: On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$292$3,504
Property Taxes $1,163$13,956
Electricity $760$9,122
Total$8,788$105,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,302/yr
40% on housing$263,640/yr
45% on housing$234,346/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 02145$484
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02145$477
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,375,000
2025-11-21Listing removed$1,375,000
2025-10-06Price change$1,375,000
2025-08-12Listed for sale$1,399,999
2022-06-03Listing removed--
2021-05-23Listing removed$1,350,000
2021-05-12Price change$1,350,000
2021-05-09Price change$1,390,000
2021-04-22Listed for sale$1,400,000
1997-04-15Sold$208,000

For Sale by Agent

AgentKyle Macnichol
BrokerageRedfin Corp.

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