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129 Harrison St, Swannanoa, NC, 28778

2beds
1baths
650sqft
$125,000
$192price/sqft
$939/moest. monthly cost
$37,560/yrincome needed

About This Home

Priced to sell. This charming bungalow is waiting for an investor. Located in historic Beacon Village, this home is very close to I40, 15 minutes to Asheville and 10 minutes to Black Mountain. This home needs TLC but can be a good income-producer or a wonderful home for those folks looking to downsize. Home suffered no damage in the hurricane but is being sold AS-IS.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
W D Williams ElementaryGrades PK-51.0 mi
6/10
Charles D Owen MiddleGrades 6-81.0 mi
7/10
Charles D Owen HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Utility Room

Bedroom S

  • Features: See Remarks
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • None
  • Flooring: Vinyl,Wood
  • Fireplace features: Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 650

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 650
  • Total interior livable area: 650 sqft

Property

Details

  • Parcel number: 969839054100000
  • Zoning: R-1
  • Special condition: Notice Of Default

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Other - See Remarks
  • Fencing: Back Yard

Lot

  • Lot size: 0.13 Acres
  • Features: Other - See Remarks

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Landslide
Strong Wind
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$36$432
Property Taxes $71$852
Electricity $200$2,405
Total$939$11,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,194/yr
40% on housing$28,170/yr
45% on housing$25,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 28778$205
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28778$238
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$149,000
2026-04-10Price change$159,900
2026-03-08Listed for sale$179,900
2026-03-06Sold$132,847
2018-04-26Sold$130,000
2018-01-15Pending sale$130,500
2018-01-13Price change$130,500
2017-11-14Price change$139,500
2017-10-05Listed for sale$149,500

Unknown Listed By

AgentBob Sinners
BrokerageBerkshire Hathaway HomeServices Lifestyle Properties

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