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150 Carver St, Tewksbury, MA, 01876

4beds
3baths
1,404sqft
$555,000
$395price/sqft
$3,898/moest. monthly cost
$155,920/yrincome needed

About This Home

Discover the flexibility and potential of this unique property featuring two separate single dwelling spaces, under one roof. The first offers a versatile split-level design with 8 rooms, including 4 bedrooms and 2 full bathrooms, on 2 levels. In addition, there is an open eat-in kitchen, living room, den, and entertainment area. The second single dwelling space is a studio layout featuring a kitchen, full bathroom and combined living/sleeping area. Ideal for multi-generational living, guests, or a private home office. The 11,250 sq. ft. wooded lot, offers room for play, pets, gardening and outdoor gatherings. Conveniently located near major highways, shopping, parks, and trails. Property is tenant-occupied and an appointment is required for access.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
8/10
8/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Basement

Bedroom2

  • Level: First

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement

Features

  • Kitchen,Bonus Room
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 1,352
  • Finished area above ground: 1,404

Heating & Cooling

  • Heating features: Electric Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: First

Living Room

  • Features: Flooring - Vinyl
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: M:0030 L:0010 U:0000,790078
  • Zoning: RG
  • Special condition: Real Estate Owned
  • Foundation area: 1352

Features

  • Exterior features: Rain Gutters,Storage

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Wooded

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Cold Wave
Drought
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$128$1,536
Property Taxes $610$7,320
Electricity $354$4,259
Total$3,898$46,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,645/yr
40% on housing$116,940/yr
45% on housing$103,946/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 01876$321
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01876$371
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-03-19Listing removed$385,000
2020-02-26Listed for sale$385,000
2018-03-28Sold$368,229

Unknown Listed By

AgentLinda Kody
BrokerageKody & Company, Inc.

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