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122 Scenic View Dr, Swannanoa, NC, 28778

3beds
2baths
1,489sqft
$350,000
$235price/sqft
$2,261/moest. monthly cost
$90,440/yrincome needed

About This Home

Offer Deadline Tuesday August 4 @ 12pm. Tucked along a quiet street with mountains rising in the distance, this 3-bedroom, 1.5-bath home is a place where care has clearly bloomed into every corner. Inside, warm hardwood floors (refinished in 2022) carry light throughout an open, inviting living space. The kitchen, renovated in 2024, flows seamlessly into the living room — made for everyday moments and easy gathering alike. A cozy den centers around a wood-burning stove, freshly updated with new insulation, drywall, and carpet in 2024 — a versatile space ready for a home office, playroom, or media room, whatever the season of life calls for. Down the hall, the fully renovated bathroom feels like a small daily escape, with a soaking tub and a SkyTube that fills the space with natural light. Step outside, and the backyard truly shines — a spacious deck made for slow mornings and golden evenings, framed by a garden that bursts with perennial blooms from February through October. A new privacy fence (2024) wraps the space in quiet seclusion, creating a true retreat just beyond the back door. Thoughtfully and extensively updated, this home is truly move-in ready, with all major systems having been updated for peace of mind. See the attached features sheet for a full list of improvements and updates. Located just 5 minutes from Black Mountain and 15 minutes from downtown Asheville, with easy access to Warren Wilson and Montreat trails, and soon just 3 minutes from the new Beacon Park opening this fall. This is a home where mountain charm, thoughtful updates, and outdoor beauty come together — a true must-see in Swannanoa.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
W D Williams ElementaryGrades PK-51.4 mi
5/10
Charles D Owen MiddleGrades 6-80.3 mi
8/10
Charles D Owen HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Washer
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Den

  • Level: Main

Features

  • Fireplace features: Den,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,489

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,489
  • Total interior livable area: 1,489 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 969963099000000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: None

Lot

  • Lot size: 0.23 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$103$1,236
Property Taxes $189$2,268
Electricity $200$2,405
Total$2,261$27,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,520/yr
40% on housing$67,830/yr
45% on housing$60,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 28778$195
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28778$238
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$350,000
2022-09-16Sold$309,000
2022-08-18Contingent$330,000
2022-08-09Price change$330,000
2022-07-29Price change$340,000
2022-07-23Price change$350,000
2022-07-15Listed for sale$369,900
2010-08-12Sold$100,000
2004-09-13Sold$108,000

For Sale by Agent

AgentJordan Lockaby
BrokerageKeller Williams Professionals

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