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20 Riverview Ave, Waltham, MA, 02453

4beds
3baths
2,682sqft
$1,125,000
$419price/sqft
$7,386/moest. monthly cost
$295,440/yrincome needed

About This Home

Spacious and versatile single-family home offering 2,735± sq ft of living space in one of Waltham’s most desirable neighborhoods. Ideal for multigenerational living, guest accommodations, work-from-home flexibility, or aging in place. The main level features a modern kitchen, full bath with oversized laundry, first-floor bedroom, formal dining room with decorative fireplace, living room, hardwood floors, and access to a welcoming front porch and backyard patio. The second floor provides exceptional flexibility with additional bedrooms, multiple baths, an enclosed porch with private access, and expanded living space. Additional highlights include a partially finished basement with sauna, walk-up attic, three-zone heating, detached two-car garage, parking for four cars, raised garden beds, and beautiful historic details. Steps to the Charles River Reservation, Moody Street, and regional commuter routes.

Getting Around

41
WalkingCar-Dependent
31
TransitSome Transit
53
BikeBikeable

Schools

7/10
4/10
Waltham Sr High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 300
  • Finished area above ground: 2,382

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,682
  • Total interior livable area: 2,682 sqft

Property

Details

  • Parcel number: M:076 B:012 L:0004,840965
  • Zoning: 1

Lot

  • Lot size: 6,499 sqft

Parking

  • Total spaces: 6
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$259$3,108
Property Taxes $911$10,932
Electricity $528$6,346
Total$7,386$88,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,234/yr
40% on housing$221,580/yr
45% on housing$196,960/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 02453$421
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02453$536
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$1,125,000
2026-06-03Listed for sale$1,125,000

For Sale by Agent

AgentGary J. Marchese
BrokerageMarchese Realty Group

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