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75 Elm St, Watertown, MA, 02472

4beds
1baths
1,200sqft
$699,000
$583price/sqft
$4,728/moest. monthly cost
$189,120/yrincome needed

About This Home

Welcome to 75 Elm St—a renovated 1,200 SF single-family home with four bedrooms ideally positioned in one of Watertown’s most convenient and amenity-rich locations. This well-maintained residence features central heating and cooling for year-round comfort, along with a private driveway and a spacious backyard—perfect for outdoor entertaining, gardening, or relaxing. The efficient layout offers comfortable living space with the flexibility to suit a variety of lifestyles. The current tenant in the house is a TAW paying $3,500/mo. Located directly across from Watertown Mall and Arsenal Yards, the property enjoys immediate access to a wide array of retail, dining, and everyday conveniences. With excellent proximity to major roadways and public transportation, this home combines suburban comfort with urban accessibility—an exceptional opportunity in a highly sought-after Watertown location. Please do not visit property unaccompanied. No showings until 5/14, please call broker to schedule.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
87
BikeVery Bikeable

Schools

7/10
Hosmer Elementary SchoolGrades PK-50.6 mi
6/10
Watertown Middle SchoolGrades 6-81.9 mi
6/10
Watertown High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 855215
  • Zoning: 1010

Features

  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 3,261 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$165$1,980
Property Taxes $675$8,100
Electricity $354$4,259
Total$4,728$56,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,102/yr
40% on housing$141,840/yr
45% on housing$126,080/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$583This listing

vs Other Active Listings

Avg $/sqft

ZIP 02472$442
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02472$480
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$779,000
2020-10-21Listing removed$625,000
2020-10-21Price change$625,000
2020-09-30Listing removed$3,140
2020-09-16Price change$569,900
2020-09-10Price change$2,650
2020-08-31Price change$579,900
2020-08-24Price change$589,000
2020-08-10Price change$599,900
2020-07-29Listed for sale$625,000
2020-07-22Price change$3,050
2020-07-13Price change$3,150
2020-06-10Price change$3,250
2020-02-06Listed for rent$3,450
2019-11-02Listing removed$3,300
2019-10-17Price change$3,300
2019-07-04Listed for rent$3,500
2019-06-04Listing removed$3,500
2019-05-30Price change$3,500
2019-01-04Listed for rent$3,600
2017-07-20Listing removed$489,000
2017-07-12Listed for sale$489,000
2016-04-02Listing removed$3,300
2016-03-02Listed for rent$3,300
2014-04-18Listing removed$2,975
2012-11-02Sold$147,699
2012-02-24Sold$200,000

For Sale by Agent

AgentSean Rose
BrokerageCity Realty Group

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