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131 Coolidge Ave APT 122, Watertown, MA, 02472

2beds
2baths
1,270sqft
$698,000
$550price/sqft
$4,730/moest. monthly cost
$189,200/yrincome needed

About This Home

Turn-Key Luxury Meets Riverside Living in East Watertown! Experience effortless living in this meticulously renovated 2-BR, 2-full baths condominium located in the Charles River Towers on the highly desirable 1st floor. This turn-key residence offers an expansive open-concept living/dining room, a brand-new kitchen featuring sleek cabinetry, premium quartz countertops, high-end stainless steel appliances and two newly renovated baths. 1-deeded parking space #94 and a bike rack in the garage along with an extra storage bin. A large meeting room on the main floor can be reserved for private events. It also hosts reading clubs, games and a small library. This prime location offers the new owners a much sought-after proximity to the scenic Charles River bike paths and the vibrant shops, dining, and entertainment at Arsenal Yards. With easy access to Cambridge, Boston, and major transit routes, this is a rare opportunity that is truly not to be missed!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

7/10
Hosmer Elementary SchoolGrades PK-51.0 mi
6/10
Watertown Middle SchoolGrades 6-82.3 mi
6/10
Watertown High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Stone

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,270

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,270
  • Total interior livable area: 1,270 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: 855430
  • Attached to another structure: Yes
  • Zoning: I-3

Features

  • Entry location: Unit Placement(Street)
  • Pool features: Association,In Ground
  • Exterior features: Balcony

Parking

  • Total spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,529$42,348
Home Insurance *$164$1,968
Property Taxes $683$8,196
Electricity $354$4,259
Total$4,730$56,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,171/yr
40% on housing$141,900/yr
45% on housing$126,133/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 02472$442
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02472$480
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$698,000
2026-01-22Listed for rent$3,600
2025-12-12Listing removed$3,295
2025-11-11Price change$3,295
2025-11-05Sold$450,000
2025-10-24Listed for rent$2,795
2025-10-02Price change$514,900
2025-08-19Listed for sale$524,900
2025-08-16Contingent$524,900
2025-08-06Listed for sale$524,900
1999-08-18Sold$185,000

For Sale by Agent

AgentAdriana Poole
BrokerageColdwell Banker Realty - Belmont

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