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380 Cross St, Winchester, MA, 01890

4beds
2baths
1,938sqft
$929,900
$480price/sqft
$6,102/moest. monthly cost
$244,080/yrincome needed

About This Home

This Expanded Cape features a fireplace living room, built in bookcases, and glistening hardwood floors throughout. The spacious kitchen has a dining area which opens to the living room for an entertaining atmosphere. The 2nd floor Master bedroom suite has a balcony to enjoy your morning coffee. The inviting 3 season porch with flagstone floor is a nice place for family to congregate and get to gather. The living room, graced with crown molding, offers a welcoming space for relaxation and entertainment. The home features four bedrooms and two full bathrooms, providing ample space for a comfortable lifestyle. The inclusion of a walk-in closet adds a practical and desirable element, offering generous storage and organization. Please come and visit this fine home close to shops, highways and schools!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Lynch Elementary SchoolGrades PK-50.5 mi
8/10
McCall Middle SchoolGrades 6-81.2 mi
10/10
Winchester High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall
  • Level: Second

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Hardwood
  • Level: First

Bedroom4

  • Features: Flooring - Hardwood
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,938

Heating & Cooling

  • Heating features: Steam,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,938
  • Total interior livable area: 1,938 sqft

Kitchen

  • Features: Flooring - Vinyl, Dining Area, Gas Stove
  • Level: First

Living Room

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Balcony / Deck
  • Level: Second

Property

Details

  • Parcel number: 898005
  • Zoning: res
  • Exclusions: Washer And Dryer!

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed,Balcony

Lot

  • Lot size: 7,623 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 5
  • Parking features: Under,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,702$56,424
Home Insurance *$168$2,016
Property Taxes $850$10,200
Electricity $382$4,585
Total$6,102$73,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,211/yr
40% on housing$183,060/yr
45% on housing$162,720/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$480This listing

vs Other Active Listings

Avg $/sqft

ZIP 01890$513
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01890$536
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$929,900
2026-04-08Listed for sale$939,900
2025-12-01Listing removed$949,000
2025-10-08Price change$949,000
2025-09-10Listed for sale$1,050,000
2008-01-31Sold$348,000
1992-03-31Sold$150,000

For Sale by Agent

AgentRajive Dogra
BrokerageColdwell Banker Realty - Lexington

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