See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10 Dartmouth St, Winchester, MA, 01890

5beds
4baths
4,028sqft
$2,999,000
$745price/sqft
$19,243/moest. monthly cost
$769,720/yrincome needed

About This Home

Winchester's premiere location! This stunning waterfront gem is perfectly situated on Winter Pond, offering over 80 feet of direct water frontage with expansive yard and breathtaking views from nearly every room. Located in the exclusive Flats neighborhood, this property presents a rare opportunity to enjoy water activities such as kayaking, paddleboarding, fishing, ice skating and hockey all while being just minutes from Winchester Center and the train to Boston; homes like this rarely come to market. Custom designed and lovingly owned by the original family, this home is now ready for its next chapter. Offering a beautiful flowing layout w/large rooms, featuring floor-to-ceiling bay windows with stunning views, 5 bedrooms, 2 full & 2 half baths, 4 fireplaces, hardwood floors, a walk-out lower level, & a gorgeous fenced yard with steps to the water. Truly a special setting that seamlessly combines privacy, views & accessibility in Winchesters top neighborhood. This home is a must see!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
8/10
McCall Middle SchoolGrades 6-81.1 mi
10/10
Winchester High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Dishwasher,Disposal,Refrigerator,Freezer,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry,Garage Access

Bathroom1

  • Features: Bathroom - Half
  • Level: First
  • Area: 30

Bathroom2

  • Features: Bathroom - Tiled With Tub & Shower
  • Level: Second
  • Area: 66

Bathroom3

  • Features: Bathroom - Tiled With Tub & Shower
  • Level: Second
  • Area: 108

Bedroom2

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 208

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 168

Bedroom4

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 182

Bedroom5

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Balcony / Deck, French Doors, Lighting - Overhead, Crown Molding
  • Level: First

Family Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: First
  • Area: 418

Features

  • Bathroom - Half,Lighting - Overhead,Bathroom,Great Room,Entry Hall
  • Flooring: Hardwood,Flooring - Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Kitchen,Living Room
  • Fireplace: Yes
  • Finished area below ground: 827
  • Finished area above ground: 3,201

Heating & Cooling

  • Heating features: Baseboard,Oil,Fireplace
  • Cooling features: None,Whole House Fan

Interior Area

  • Total structure area: 4,028
  • Total interior livable area: 4,028 sqft

Kitchen

  • Features: Flooring - Hardwood, Dining Area, Kitchen Island, Chair Rail, Open Floorplan, Stainless Steel Appliances, Lighting - Overhead
  • Level: First
  • Area: 868

Living Room

  • Features: Window(s) - Bay/Bow/Box
  • Level: First
  • Area: 240

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Closet - Linen, Walk-In Closet(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 304

Property

Details

  • Parcel number: M:019 B:0060 L:0,899728
  • Zoning: RDB

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Rain Gutters,Professional Landscaping,Sprinkler System
  • Fencing: Fenced/Enclosed
  • Has view: Yes
  • View description: Scenic View(s),Water,Pond
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 7
  • Parking features: Under,Oversized,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,164$181,968
Home Insurance *$543$6,516
Property Taxes $2,742$32,904
Electricity $794$9,531
Total$19,243$230,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$659,760/yr
40% on housing$577,290/yr
45% on housing$513,146/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$745This listing

vs Other Active Listings

Avg $/sqft

ZIP 01890$506
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01890$536
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$2,999,000
2026-04-06Listing removed$3,299,000
2026-03-18Listed for sale$3,299,000

For Sale by Agent

AgentKim Covino & Co. Team
BrokerageCompass

Similar Homes