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38 Pine Acre Blvd, Asheville, NC, 28804

5beds
5baths
4,111sqft
$1,695,000
$412price/sqft
$10,833/moest. monthly cost
$433,320/yrincome needed

About This Home

A residence of rare scale and sophistication, this home blends modern luxury with timeless comfort because it has been thoughtfully updated and impeccably maintained. On the main floor, the fully renovated chef’s kitchen commands attention with premium appliances and refined finishes. Seamless indoor-outdoor living unfolds onto a covered porch and open deck overlooking a large, private yard. The upper level features a generous primary suite with a spa-quality bath enhanced by heated floors and serene vistas. Additional bedrooms share the same level for convenience and flow and have renovated bathrooms and large closets plus the laundry room is on the second level added ease. The expansive lower level suite adds versatility by offering the perfect setting for guests, a private studio, or a recreation space. Close to the Beaver Lake walking trail and bird sanctuary, restaurants, and shopping but with a world away feel.

Getting Around

31
WalkingCar-Dependent
21
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

3/10
Woodfin ElementaryGrades K-51.0 mi
6/10
3/10
Clyde A Erwin HighGrades PK,9-123.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Stucco,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Water Heater,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Interior Entry,Partially Finished

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Built-in Features,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Gas Vented
  • Finished area below ground: 1,108
  • Finished area above ground: 3,003

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,003
  • Total interior livable area: 4,111 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Media Room

  • Level: Basement

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 973096863700000
  • Zoning: RS4
  • Special condition: Standard
  • Exclusions: Entry hall light fixture

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: None,Creek

Lot

  • Lot size: 0.88 Acres
  • Features: Cleared,Sloped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$495$5,940
Property Taxes $1,386$16,632
Electricity $382$4,594
Total$10,833$129,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,417/yr
40% on housing$324,990/yr
45% on housing$288,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 28804$392
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28804$307
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,795,000
1997-04-18Sold$335,000

For Sale by Agent

AgentLeNoir Medlock
BrokeragePreferred Properties

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