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65-1552 Kawaihae Rd, Kamuela, HI, 96743

5beds
4baths
3,088sqft
$1,995,000
$646price/sqft
$12,386/moest. monthly cost
$495,440/yrincome needed

About This Home

Experience the pinnacle of "Upcountry Waimea Modern" in this rare property with three distinct dwellings. Perfectly positioned on Waimea’s dry side, with less than a mile from the town center, you are minutes away from top-tier schools, local markets, and only a short drive to the white sand beaches of the Kohala Coast. The Main Residence (1,424 SF approx): A classic 3-bedroom, 2 bath home featuring an open-concept living area anchored by a cozy fireplace and a charming kitchen. All 3 bedrooms are on one wing with an added bonus of a dedicated office off the kitchen. Kohala Mountain views to the north from the living room, Hualalai and Mauna Loa views from the kitchen. The Guest Ohana (936 SF approx) : A bright 2-bedroom, 1-bath retreat with an open living room layout and kitchen —ideal for extended family or rental income. The Studio (728 SF approx) : A generous, open layout studio including new kitchen, dining area and 1 bathroom with ample storage. The property was fully remodeled in 2022 and Studio completed in 2026 — brand new plumbing, all new electrical, and new windows throughout. Additional updated features & finishes include: • Luxury vinyl flooring throughout all units • Designer wall coverings featuring shiplap and board and batten throughout the majority of all three units • Stainless steel, upgraded appliances • Bathrooms new tile and fixtures • New paint both interior and exterior • SMART HOME & LIGHTING: Whole-property Lutron lighting system — fully automated and app-controlled • Lighting scenes can be programmed, scheduled, and controlled remotely from your phone. Every light in all three units runs through this system • New Landscaping and Rock wall • 2 sets of laundry - washer and dryer. Live in one, rent the others, or create the ultimate family compound!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Waimea Elementary SchoolGrades PK-51.6 mi
5/10
Waimea Middle - PccsGrades 6-81.7 mi

Construction

Condition

  • Year built: 1959

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Front Load

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window features: Drapes
  • Flooring: Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,088
  • Total interior livable area: 3,088 sqft

Property

Details

  • Parcel number: 3650120160000
  • Zoning: RS-10
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Fairly Level

Lot

  • Lot size: 0.43 Acres

Parking

  • Parking features: Detached,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning
Wildfire
Volcanic Activity

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$289$3,468
Property Taxes $1,016$12,192
Electricity $994$11,932
Total$12,386$148,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$424,662/yr
40% on housing$371,580/yr
45% on housing$330,293/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$646This listing

vs Other Active Listings

Avg $/sqft

ZIP 96743$1,762
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96743$805
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$1,995,000
2021-06-04Sold$825,000
2021-04-09Pending sale$825,000
2021-03-26Contingent$825,000
2021-03-20Listed for sale$825,000
2018-04-11Listing removed$739,000
2018-01-04Pending sale$739,000
2017-11-28Listed for sale$739,000

For Sale by Agent

AgentNicole L K Vincent
BrokerageAloha Sotheby's Intl Realty - Hawai'i

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