3 Essex Rd, Belmont, MA, 02478
About This Home
Charming five-bedroom, four-bath brick Colonial set on a sidewalk-lined street in Belmont’s desirable Benton Estates neighborhood. Manicured grounds, mature plantings, and an inlaid granite patio create timeless curb appeal and inviting outdoor space. A center-entrance foyer opens to gracious, light-filled living areas, including a formal living room and a renovated eat-in kitchen with a cozy breakfast nook that flows into a spacious dining area with oversized windows. The second floor offers a primary suite with a walk-in closet and private bath, plus two additional bedrooms and a newly renovated shared bath. The finished third floor includes two more bedrooms and a full bath, providing flexible space for guests, work, or hobbies. The walk-out lower level features a family room, home gym area, full bath with laundry, and generous storage. A detached two-car garage completes the property, all within easy reach of Cushing Square, local shops, and the Payson Park Reservoir.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Remodeled
- Year built: 1930
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle,Rubber
- Construction materials: Frame,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Wine Refrigerator
- Laundry features: Bathroom - 3/4,Flooring - Stone/Ceramic Tile,In Basement
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access,Interior Entry
Bathroom1
- Features: Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Flooring - Marble, Countertops - Stone/Granite/Solid
- Level: Second
- Area: 104
Bathroom2
- Level: Second
Bathroom3
- Level: Third
Bedroom2
- Features: Closet, Flooring - Hardwood
- Level: Second
- Area: 273
Bedroom3
- Features: Closet, Flooring - Hardwood
- Level: Second
- Area: 130
Bedroom4
- Features: Vaulted Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Hardwood
- Level: Third
- Area: 195
Bedroom5
- Features: Skylight, Vaulted Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Hardwood
- Level: Third
- Area: 225
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Flooring - Hardwood
- Level: First
- Area: 165
Family Room
- Features: Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Recessed Lighting
- Level: Basement
- Area: 315
Features
- Recessed Lighting,Bathroom - With Shower Stall,Closet,Wainscoting,Sun Room,Exercise Room,Bathroom,Foyer,Walk-up Attic
- Door features: French Doors
- Window features: Storm Window(s)
- Flooring: Tile,Hardwood,Flooring - Hardwood,Flooring - Stone/Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 937
- Finished area above ground: 2,360
Heating & Cooling
- Heating features: Forced Air,Radiant,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,297
- Total interior livable area: 3,297 sqft
Kitchen
- Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access, Recessed Lighting, Remodeled
- Level: Main,First
- Area: 252
Living Room
- Features: Beamed Ceilings, Flooring - Hardwood
- Level: First
- Area: 294
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood
- Level: Second
- Area: 225
Property
Details
- Parcel number: 356252
- Zoning: SC
Features
- Patio & porch: Patio
- Exterior features: Patio,Professional Landscaping,Garden
Lot
- Lot size: 6,417 sqft
- Features: Corner Lot,Level
Parking
- Total spaces: 5
- Parking features: Detached,Garage Door Opener,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,130 | $145,560 |
| Home Insurance * | $437 | $5,244 |
| Property Taxes | $2,260 | $27,120 |
| Electricity | $650 | $7,801 |
| Total | $15,477 | $185,724 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $2,399,000 |
| 2018-04-11 | Sold | $1,400,000 |
| 2018-02-07 | Pending sale | $1,400,000 |
| 2018-02-01 | Listed for sale | $1,400,000 |
For Sale by Agent
View on Zillow