9 Spruce St, Belmont, MA, 02478
About This Home
Rare opportunity to own a character-filled two-family home in one of Belmont's most desirable locations! Perfectly situated just steps from Cushing Square's restaurants, cafes and shops, & moments from the prestigious Oakley Country Club, this property offers an unbeatable lifestyle & location. Each spacious unit features 3 bedrooms, beautiful hardwood floors, stunning natural woodwork & timeless architectural details throughout. Both units offer a pantry, in-unit laundry & their own private enclosed back porch, creating comfortable & functional living spaces. The standout feature is the unique corner lot setting, allowing each unit to be accessed from a different street, giving both homes a distinct single-family feel with added privacy & individuality. The second-floor unit also includes a walk-up unfinished attic offering excellent storage & exciting potential for future expansion. A truly special property with charm, flexibility & exceptional curb appeal in the heart of Belmont
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Stone
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Pantry,Walk-Up Attic,Living Room,Dining Room,Kitchen,Laundry Room
- Flooring: Wood
- Finished area above ground: 2,872
Interior Area
- Total structure area: 2,872
- Total interior livable area: 2,872 sqft
Property
Details
- Parcel number: M:05 P:000049 S:,356325
- Zoning: SC
Features
- Patio & porch: Porch,Enclosed
Lot
- Lot size: 6,919 sqft
- Features: Corner Lot
Parking
- Total spaces: 6
- Parking features: Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,085 | $97,020 |
| Home Insurance * | $291 | $3,492 |
| Property Taxes | $1,506 | $18,072 |
| Electricity | $566 | $6,796 |
| Total | $10,448 | $125,376 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $1,599,000 |
| 2020-02-03 | Listing removed | $2,500 |
| 2020-01-03 | Listed for rent | $2,500 |
| 2013-06-28 | Listing removed | $2,200 |
| 2013-06-21 | Listed for rent | $2,200 |
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