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40 Goden St, Belmont, MA, 02478

6beds
4baths
3,916sqft
$2,199,000
$562price/sqft
$14,363/moest. monthly cost
$574,520/yrincome needed

About This Home

This stunning one of a kind Queen Anne Victorian home is dripping in elegance & extraordinary original historic detail. From the moment you step onto the wrap around front porch, you know you are somewhere special. Each room reveals something to linger over. Stained glass windows, pocket doors that still glide, gas fireplace mantels framed in delft like tile, distinctive wall coverings, a curved wood entryway, and millwork so meticulous you find yourself running a hand along it without meaning to. Nearly 4,000 square feet, 5/6 spacious bedrooms, 3 full tiled baths and a half. The charm is irreplaceable, the condition exceptional, the character breathtaking. This home was lovingly maintained and it shows in every detail. The light filled kitchen with updated appliances opens to a deck overlooking a large, flat yard framed by mature plantings. Partially finished basement, two-car garage in a coveted location steps from the public library, town pool,schools, shops & public transportation.

Getting Around

71
WalkingVery Walkable
41
TransitSome Transit
69
BikeBikeable

Schools

9/10
Belmont Middle SchoolGrades 7-80.3 mi
10/10
Belmont High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Oven,Dishwasher,Disposal,Microwave,Refrigerator,Freezer,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Third

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom5

  • Level: Fourth Floor

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Flooring - Wood, Window(s) - Bay/Bow/Box, Window(s) - Picture, Window(s) - Stained Glass
  • Level: First

Family Room

  • Features: Flooring - Hardwood, Window(s) - Stained Glass
  • Level: Main,First

Features

  • Window features: Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area below ground: 764
  • Finished area above ground: 3,152

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,916
  • Total interior livable area: 3,916 sqft

Kitchen

  • Features: Flooring - Wood, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Country Kitchen
  • Level: First

Living Room

  • Features: Flooring - Wood
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Vaulted Ceiling(s), Flooring - Wall to Wall Carpet
  • Level: Third

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:23 P:000092 S:,359261
  • Zoning: SC

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Professional Landscaping

Lot

  • Lot size: 7,906 sqft
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,119$133,428
Home Insurance *$400$4,800
Property Taxes $2,072$24,864
Electricity $772$9,266
Total$14,363$172,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$492,445/yr
40% on housing$430,890/yr
45% on housing$383,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$562This listing

vs Other Active Listings

Avg $/sqft

ZIP 02478$543
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02478$735
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$2,199,000
2026-07-29Price change$2,199,000
2026-06-23Listed for sale$2,450,000
2003-07-15Sold$1,100,000
1994-08-10Sold$300,000

For Sale by Agent

AgentEve Dougherty
BrokerageCompass

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