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291 Brighton St, Belmont, MA, 02478

4beds
3baths
2,712sqft
$995,000
$367price/sqft
$6,683/moest. monthly cost
$267,320/yrincome needed

About This Home

Historic Thaddeus Frost House (c. 1827), a rare Federal-style Colonial prominently sited on a picturesque 12,486 sq ft corner lot near Belmont Center in the sought-after Winn Brook area . Rich in period detail and architectural character, this distinctive property features wide pine floors, original millwork, built-ins, and multiple fireplaces. A unique opportunity for contractors, developers, restoration specialists, or buyers seeking a significant project in a premier Belmont location. Convenient to Belmont Center, Route 2, public transportation, Cambridge, and Boston. Property requires extensive structural rehabilitation and is being sold strictly as-is. A lot of Visible knob-and-tube wiring. The Thaddeus Frost House is listed on the Town and Mass. Registry of Historic Homes and is located within its own Historic District. Any exterior renovations, additions, improvements, or demolition will require a Certificate of Appropriateness (COA) from the Belmont Historic Commission.

Getting Around

54
WalkingSomewhat Walkable
37
TransitSome Transit
56
BikeBikeable

Schools

10/10
Winn Brook SchoolGrades K-40.3 mi
10/10
Belmont High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1827

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Refrigerator,Washer,Dryer
  • Laundry features: Flooring - Vinyl,Electric Dryer Hookup,Exterior Access,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - 3/4, Bathroom - With Shower Stall
  • Level: First
  • Area: 63.19

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub, Closet - Linen, Flooring - Vinyl
  • Level: Second
  • Area: 139.36

Bedroom2

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 226.63

Bedroom3

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 126.49

Bedroom4

  • Features: Cedar Closet(s), Flooring - Hardwood
  • Level: Second
  • Area: 199.32

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: First
  • Area: 194.3

Family Room

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: First
  • Area: 238

Features

  • Closet,Entry Hall,Home Office,Walk-up Attic
  • Window features: Insulated Windows,Storm Window(s)
  • Flooring: Vinyl,Hardwood,Flooring - Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Dining Room,Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area above ground: 2,712

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,712
  • Total interior livable area: 2,712 sqft

Kitchen

  • Features: Flooring - Vinyl, Pantry, Exterior Access, Lighting - Overhead
  • Level: First
  • Area: 209.44

Living Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Overhead
  • Level: First
  • Area: 246.03

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 226.2

Office

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 47.58

Property

Details

  • Parcel number: M:45 P:000087 S:,361959
  • Zoning: SC

Features

  • Exterior features: Rain Gutters
  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 6
  • Parking features: Detached,Garage Door Opener,Oversized,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$181$2,172
Property Taxes $937$11,244
Electricity $534$6,417
Total$6,683$80,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,131/yr
40% on housing$200,490/yr
45% on housing$178,213/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 02478$547
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02478$735
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$1,199,000

For Sale by Agent

AgentJim & Mike Savas Team
BrokerageBerkshire Hathaway HomeServices Commonwealth Real Estate

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