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10 Radcliffe Rd, Belmont, MA, 02478

3beds
3baths
1,905sqft
$1,199,000
$629price/sqft
$7,784/moest. monthly cost
$311,360/yrincome needed

About This Home

Situated on prestigious Belmont Hill, 10 Radcliffe Rd is a Colonial offering a blend of character and seamless indoor-outdoor living. The main level features a spacious fire-placed living room, dining room with built-in china cabinet, kitchen, renovated half bath, and three-season sunroom. Upstairs, three bedrooms are complemented by two full baths, including the primary suite with en-suite bath. Newly refinished hardwood floors extend throughout. Finished attic offers versatile bonus space ideal for a home office, bedroom, or multi-use space. Outdoors, the custom-built backyard is a rare standout—featuring a terra-cotta patio, grapevine-covered pergola, and mature landscaping that provides exceptional privacy. A built-in stone pizza oven creates an inviting space for entertaining and dining. Enjoy walking distance to Belmont Center, access to top-rated schools, and convenient proximity to Winn Brook Elementary School, Joey's Park, Cambridge, Boston, and Route 2.

Getting Around

43
WalkingCar-Dependent
39
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

10/10
Winn Brook SchoolGrades K-40.5 mi
10/10
Belmont High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Disposal,Refrigerator,Freezer
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Garage Access,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: Storm Door(s)
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,905

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,905
  • Total interior livable area: 1,905 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: 362070
  • Zoning: SB
  • Exclusions: All Appliances To Remain.

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Garden

Lot

  • Lot size: 7,311 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$218$2,616
Property Taxes $1,129$13,548
Electricity $375$4,507
Total$7,784$93,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$266,880/yr
40% on housing$233,520/yr
45% on housing$207,573/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$629This listing

vs Other Active Listings

Avg $/sqft

ZIP 02478$542
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02478$735
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$1,295,000
2026-04-15Listed for sale$1,375,000
2025-12-04Listing removed$1,399,000
2025-11-04Price change$1,399,000
2025-08-23Price change$1,449,000
2025-08-07Listed for sale$1,549,000
2002-02-14Sold$505,021

For Sale by Agent

AgentSarah Seminara
BrokerageMarc Roos Realty

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