




22 Garfield Rd, Belmont, MA, 02478
About This Home
Tranquil grounds envelop this gracious ten room residence blending timeless architecture and craftsmanship with modern amenities. An elegant foyer is flanked by a living room with custom built ins and gas fireplace, a dining room that opens to a chef's dream kitchen with center island. An expansive sun-bathed family room with vaulted ceiling, custom built-ins and French doors leading to deck and bucolic grounds. A bright sunroom with exterior access, mudroom and 1/2 bath completes the 1st level. The 2nd level boasts four generous bedrooms including the En-suite primary and main bath. The 3rd level offers a stunning retreat, versatile floor plan including a bedroom, full bath, home-office complimented by custom built-ins, closets and oversized windows The expansive lower-level features 2 finished areas ideal for recreation, gym or workroom. Manicured grounds, two car garage, central air, solar panels, irrigation system and convenient location complete this home.
Getting Around
Schools
Construction
Condition
- Year built: 1936
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle,Wood
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher,Disposal,Refrigerator
- Laundry features: In Basement,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Interior Entry,Sump Pump
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: Third
Bedroom2
- Features: Closet, Flooring - Hardwood
- Level: Second
- Area: 156
Bedroom3
- Features: Closet, Flooring - Hardwood
- Level: Second
- Area: 130
Bedroom4
- Features: Closet, Flooring - Hardwood
- Level: Second
- Area: 96
Bedroom5
- Features: Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture
- Level: Third
- Area: 224
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Hardwood, Open Floorplan
- Level: First
- Area: 143
Family Room
- Features: Vaulted Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Exterior Access
- Level: First
- Area: 299
Features
- Closet,Bathroom - 1/4,Home Office,Sun Room,Play Room,Game Room,Foyer,Mud Room,Walk-up Attic
- Door features: French Doors
- Window features: Picture
- Flooring: Tile,Carpet,Hardwood,Flooring - Wall to Wall Carpet,Flooring - Hardwood,Flooring - Stone/Ceramic Tile
- Number of fireplaces: 3
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 1,297
- Finished area above ground: 3,137
Heating & Cooling
- Heating features: Heat Pump,Electric,Active Solar,Fireplace
- Cooling features: Central Air,Heat Pump,Ductless
Interior Area
- Total structure area: 3,137
- Total interior livable area: 3,137 sqft
Kitchen
- Features: Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Stainless Steel Appliances
- Level: First
- Area: 182
Living Room
- Features: Closet/Cabinets - Custom Built, Flooring - Hardwood
- Level: First
- Area: 325
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - Full, Closet, Flooring - Hardwood
- Level: Second
- Area: 247
Office
- Features: Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture
- Level: Third
- Area: 21165
Property
Details
- Parcel number: 362207
- Zoning: RES
Features
- Patio & porch: Deck
- Exterior features: Deck,Professional Landscaping,Sprinkler System,Stone Wall,Outdoor Gas Grill Hookup
Lot
- Lot size: 8,514 sqft
- Features: Cul-De-Sac,Corner Lot,Wooded,Easements
Parking
- Total spaces: 6
- Parking features: Detached,Paved Drive
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,020 | $156,240 |
| Home Insurance * | $469 | $5,628 |
| Property Taxes | $2,426 | $29,112 |
| Electricity | $618 | $7,423 |
| Total | $16,533 | $198,396 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $2,699,000 |
| 2026-04-08 | Listed for sale | $2,800,000 |
| 2016-11-08 | Sold | $1,560,000 |
| 2016-09-15 | Pending sale | $1,595,000 |
| 2016-09-07 | Listed for sale | $1,595,000 |
