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26 Spring Valley Rd, Belmont, MA, 02478

5beds
4baths
3,746sqft
$1,998,000
$533price/sqft
$13,086/moest. monthly cost
$523,440/yrincome needed

About This Home

Nestled in the prestigious Belmont Hill neighborhood, this exceptional residence offers a rare opportunity to own a cherished family home that has been lovingly maintained by the same family for more than 30 years. Boasting over 3,700 square feet of living space, this expansive property features 5 generously sized bedrooms, office, 2 full bathrooms, and 2 half bathrooms, providing ample room for comfortable living and entertaining. Set on a .59 acre lot, the home offers an impressive combination of space, privacy, and potential in one of Belmont’s most sought-after locations. Newly refinished hardwood floors flow throughout the home, complemented by fresh interior paint that creates a bright, welcoming atmosphere. Large living areas, abundant natural light, and a flexible floor plan provide the perfect backdrop for both everyday living and special gatherings. Whether you’re looking to move right in or personalize the home first, this property is truly a unique opportunity, welcome home

Getting Around

8
WalkingCar-Dependent
31
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

10/10
Winn Brook SchoolGrades K-31.4 mi
9/10
Belmont Middle SchoolGrades 7-81.6 mi
10/10
Belmont High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Oven,Dishwasher,Disposal,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 3,746

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,746
  • Total interior livable area: 3,746 sqft

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 363197
  • Zoning: SA

Features

  • Patio & porch: Porch - Enclosed,Patio
  • Exterior features: Porch - Enclosed,Patio,Rain Gutters

Lot

  • Lot size: 0.59 Acres
  • Features: Cleared

Parking

  • Total spaces: 8
  • Parking features: Under,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,102$121,224
Home Insurance *$364$4,368
Property Taxes $1,882$22,584
Electricity $738$8,864
Total$13,086$157,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$448,662/yr
40% on housing$392,580/yr
45% on housing$348,960/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$533This listing

vs Other Active Listings

Avg $/sqft

ZIP 02478$544
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02478$735
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Price change$1,998,000
2026-06-12Listed for sale$2,100,000
2002-01-11Sold$600,000

For Sale by Agent

AgentRobert Leahey
BrokerageColdwell Banker Realty - Waltham

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