74 Spring Valley Rd, Belmont, MA, 02478
About This Home
Elegant &Spacious Belmont Hill Home!Set on a large flat lot on Belmont Hill, this 5 bedroom, 3.5 bath home is picture perfect.Great layout with a large living room with fireplace flanked by built in book cases.Amazing Dining room ready to host all the holidays.Open plan with kitchen opening to a large family room with vaulted ceiling which connects you to deck and flat backyard.Quiet location with beautiful mature plantings and trees.Three full bathrooms and 1 half bath on this level! Private primary suite with large closet,private bathroom and lots of windows.The lower level offers immense space for a family room,playroom,large home gym, guest room and tons of storage! Well cared for family home with many updates.Move right into this one level living and enjoy all Belmont has to offer - amazing schools, great shops and restaurants, public transportation including Train and Bus to Cambridge and Boston.New Schools,Library,Fields,Skating Rink-so many good things happening in Belmont
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Sump Pump,Unfinished
Bathroom1
- Features: Bathroom - Half
- Level: First
- Area: 18
Bathroom2
- Features: Bathroom - Full
- Level: First
- Area: 30
Bathroom3
- Features: Bathroom - Full
- Level: First
- Area: 72
Bedroom2
- Features: Closet, Flooring - Hardwood
- Level: First
- Area: 180
Bedroom3
- Features: Closet, Flooring - Hardwood
- Level: First
- Area: 110
Bedroom4
- Features: Closet, Flooring - Hardwood
- Level: First
- Area: 110
Bedroom5
- Features: Flooring - Wall to Wall Carpet
- Level: Basement
- Area: 288
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Hardwood
- Level: First
- Area: 154
Family Room
- Features: Flooring - Hardwood
- Level: First
- Area: 390
Features
- Bathroom - Full,Bathroom - Tiled With Shower Stall,Exercise Room,Bonus Room,Game Room,Bathroom
- Flooring: Tile,Carpet,Hardwood,Flooring - Wall to Wall Carpet
- Number of fireplaces: 2
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,453
- Finished area above ground: 2,331
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,784
- Total interior livable area: 3,784 sqft
Kitchen
- Features: Flooring - Hardwood
- Level: First
- Area: 204
Living Room
- Features: Flooring - Hardwood
- Level: First
- Area: 273
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Closet, Flooring - Hardwood
- Level: First
- Area: 208
Property
Details
- Parcel number: 363203
- Zoning: RES
- Exclusions: Dining Room Chandelier
Features
- Patio & porch: Deck
- Exterior features: Deck
Lot
- Lot size: 0.46 Acres
- Features: Level
Parking
- Total spaces: 6
- Parking features: Attached,Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,108 | $121,296 |
| Home Insurance * | $364 | $4,368 |
| Property Taxes | $1,883 | $22,596 |
| Electricity | $746 | $8,954 |
| Total | $13,101 | $157,212 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $1,999,000 |
| 2026-07-15 | Price change | $2,225,000 |
| 2026-06-25 | Listed for sale | $2,349,000 |
| 2014-07-30 | Sold | $1,252,000 |
| 2014-04-30 | Listing removed | $1,199,000 |
| 2014-04-14 | Pending sale | $1,199,000 |
| 2014-04-10 | Listed for sale | $1,199,000 |
| 2002-06-11 | Sold | $825,000 |
| 1998-12-17 | Sold | $477,000 |
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