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10 Tercentennial Dr, Billerica, MA, 01821

4beds
2baths
1,428sqft
$679,900
$476price/sqft
$4,586/moest. monthly cost
$183,440/yrincome needed

About This Home

At 10 Tercentennial Dr, Billerica, MA, discover a single-family residence constructed in 1959, offering 1428 square feet of refined living space. This property presents a distinguished opportunity for discerning buyers seeking a blend of classic design and contemporary potential within a generous land parcel. The residence features four well-proportioned bedrooms, providing ample private accommodations. A full bathroom serves the primary living areas, complemented by an additional half bathroom for convenience. Situated on a substantial 15,002 square foot lot, this property offers significant outdoor space for various recreational and landscaping pursuits. We invite you to experience the distinctive character and considerable potential of this Billerica residence. Storage shed. Updated bathrooms, newer AC and HVAC, replacement windows, and new electrical outlets and switches. This won't last!!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
John F. Kennedy SchoolGrades K-40.8 mi
7/10
Locke Middle SchoolGrades 5-71.1 mi
5/10
Billerica Memorial High SchoolGrades PK,8-121.5 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,428

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,428
  • Total interior livable area: 1,428 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:0043 B:0015 L:0000,369614
  • Zoning: 2

Features

  • Exterior features: Storage

Lot

  • Lot size: 0.34 Acres
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$157$1,884
Property Taxes $638$7,656
Electricity $354$4,259
Total$4,586$55,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,234/yr
40% on housing$137,580/yr
45% on housing$122,293/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$476This listing

vs Other Active Listings

Avg $/sqft

ZIP 01821$319
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01821$364
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$679,900
2026-06-27Listed for sale$699,900

For Sale by Agent

AgentWendy Crandall
BrokerageCompass

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