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10 Larsen Ln, Billerica, MA, 01821

2beds
1baths
1,100sqft
$499,999
$455price/sqft
$3,466/moest. monthly cost
$138,640/yrincome needed

About This Home

Opportunity awaits at 10 Larsen Lane! This charming Cape Cod/Bungalow-style single-family home offers a wonderful chance to build equity and create the home of your dreams. Built in 1930, this 1,100-square-foot residence is filled with character and sits on an expansive 15,002-square-foot lot, providing plenty of room for outdoor enjoyment, gardening, expansion possibilities, or future landscaping projects. Inside, you'll find two comfortable bedrooms, a full bathroom, and a dedicated laundry room that adds everyday convenience. The home's functional layout offers a solid foundation for renovation and personalization, making it ideal for contractors, investors, or buyers looking to add their own style and updates. Nestled on a generous lot in an established neighborhood, close to major routes. While the home does require updates and improvements, it presents a rare opportunity to expand or build new. Title V failed.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Parker Elementary SchoolGrades K-42.2 mi
5/10
Billerica Memorial High SchoolGrades PK,8-122.3 mi
7/10
Marshall Middle SchoolGrades 5-73.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher
  • Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Full, Skylight
  • Level: First

Bedroom2

  • Features: Vaulted Ceiling(s)
  • Level: Second
  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s), Flooring - Hardwood
  • Level: First
  • Area: 90

Features

  • Internet Available - Unknown
  • Flooring: Tile,Carpet,Hardwood
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 88

Living Room

  • Features: Ceiling Fan(s), Flooring - Hardwood
  • Level: First
  • Area: 144

Master Bedroom

  • Features: Ceiling Fan(s), Closet
  • Level: First
  • Area: 153

Property

Details

  • Parcel number: M:0085 B:0125 L:0000,375924
  • Zoning: 1
  • Exclusions: Refrigerator,Washer And Dryer,Tv And Mount

Lot

  • Lot size: 0.34 Acres
  • Features: Cleared,Gentle Sloping

Parking

  • Total spaces: 5
  • Parking features: Off Street
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$115$1,380
Property Taxes $469$5,628
Electricity $354$4,259
Total$3,466$41,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,834/yr
40% on housing$103,980/yr
45% on housing$92,426/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 01821$322
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01821$364
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$499,999
2026-07-11Pending sale$499,999
2026-06-27Contingent$499,999
2026-06-25Listed for sale$499,999
2005-06-30Sold$324,900
1997-06-18Sold$112,000

For Sale by Agent

AgentAndrea Dutile
BrokerageERA Key Realty Services

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