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102 Horizon Hill Rd, Asheville, NC, 28804

4beds
4baths
5,316sqft
$3,250,000
$611price/sqft
$20,827/moest. monthly cost
$833,080/yrincome needed

About This Home

The view is immediate—and unforgettable. From the moment you step inside, downtown Asheville unfolds below you, framed by layers of Blue Ridge Mountains that shift with the light from sunrise to sunset. Designed by noted architect Bill Ashe to live in harmony with its setting, this home captures the panorama from nearly every room, filling the interiors with natural light and an ever-present sense of place. In the main living areas, floor-to-ceiling windows in the living and dining rooms create a dramatic backdrop—blurring the line between indoors and out while seamlessly connecting to the open kitchen for effortless everyday living and entertaining. Expansive covered and open-air terraces extend the experience outdoors—perfect for morning coffee above the city, golden-hour gatherings, and evenings under a painted mountain sky. The main level offers true ease of living with a bright, open floor plan anchored by a spacious kitchen featuring a gas range, generous prep space, and a peaceful view over the landscaped gardens. A butler’s pantry and dedicated kitchen office add thoughtful functionality without compromising flow. The primary suite is a private sanctuary on the main level, opening to its own deck and offering two walk-in closets and a spa-inspired bath—where even the soaking tub is positioned to take in the mountain backdrop. A richly appointed library or media room with custom built-ins, a garden-access office, and a large laundry room complete the main level. Upstairs, two bedrooms, an office with built-ins, and a generous family room provide comfortable separation for guests, while additional flexible space adapts easily to your needs. Set on a private, beautifully maintained homesite, the level fenced garden, greenhouse, and ideal southern exposure create a rare combination of usability and beauty—enhanced by solar power for modern efficiency. A large two-car garage with a third bay accommodates a sports car, a golf cart, or recreational gear, and offers convenient access to the main level. All of this, just minutes from downtown Asheville—yet a world apart. A home defined not just by its views, but by how it makes you feel living in it.

Getting Around

1
WalkingCar-Dependent
24
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

4/10
Ira B Jones ElementaryGrades PK-50.8 mi
7/10
Asheville MiddleGrades 6-82.7 mi
5/10
Asheville HighGrades PK,9-123.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Storage Space,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Features: None
  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Features: Storage
  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Features: None
  • Level: Upper

Den

  • Features: Built-in Features,Storage
  • Level: Main

Dining Room

  • Features: Built-in Features,Open Floorplan
  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s),Sliding Doors
  • Flooring: Carpet,Wood
  • Fireplace features: Living Room,Wood Burning Stove
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,031
  • Finished area above ground: 4,285

Heating & Cooling

  • Heating features: Active Solar,Electric,Floor Furnace,Heat Pump,Passive Solar,Propane,Zoned,Other
  • Cooling features: Central Air,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 4,285
  • Total interior livable area: 5,316 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Storage,Walk-In Pantry
  • Level: Main

Laundry

  • Features: Built-in Features
  • Level: Main

Living Room

  • Features: Built-in Features,Open Floorplan
  • Level: Main

Office

  • Features: Built-in Features,Drop Zone
  • Level: Main

Office

  • Features: Built-in Features,Computer Niche
  • Level: Upper

Primary Bedroom

  • Features: Built-in Features,Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Utility Room

  • Features: Storage
  • Level: Basement

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 974011815800000
  • Zoning: RS4
  • Special condition: Standard
  • Other equipment: Generator
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Side Porch,Wrap Around
  • Exterior features: Rainwater Catchment
  • Fencing: Front Yard,Partial
  • Has view: Yes
  • View description: City,Long Range,Mountain(s),Year Round
  • Waterfront features: None

Lot

  • Lot size: 1.42 Acres
  • Features: Hilly,Level,Private,Sloped,Wooded,Views

Parking

  • Total spaces: 3
  • Parking features: Driveway,Electric Vehicle Charging Station(s),Attached Garage,Garage Faces Front,Golf Cart Garage,Other - See Remarks,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance *$951$11,412
Property Taxes $2,948$35,376
Electricity $495$5,941
Total$20,827$249,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$714,068/yr
40% on housing$624,810/yr
45% on housing$555,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$611This listing

vs Other Active Listings

Avg $/sqft

ZIP 28804$388
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28804$307
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$3,250,000
2005-12-21Sold$450,000

For Sale by Agent

AgentLaura Livaudais
BrokerageIvester Jackson Blackstream

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