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44-46 Western Ave, Cambridge, MA, 02139

4beds
4baths
2,115sqft
$1,898,000
$897price/sqft
$11,295/moest. monthly cost
$451,800/yrincome needed

About This Home

Moments from vibrant Central Square, this rare corner townhouse offers a compelling blend of historic character and thoughtful architectural design. Built in 1872 and later reimagined by a prominent Cambridge architect as his own residences in the 80s, the property now contains two distinctive homes within a classic rowhouse setting. The garden and first floor residence offers two beds and one and a half bath with direct access to a charming private patio, creating a quiet outdoor retreat in the heart of the city. The upper residence spans the second & third floors with an open floor plan, two beds, 1.5 baths, and a private decks. Architectural details include exposed brick walls, dramatic two story spaces, and glass partitions that allow light to move freely through the interiors. Originally converted to condos in the 1980s, title consists of two separate units being sold together, with both units transferring at closing. Great opportunity for investor or owner occ.

Getting Around

98
WalkingWalker's Paradise
72
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

9/10
The Amigos SchoolGrades PK-80.2 mi
8/10

Construction

Condition

  • Year built: 1873

Materials

  • Foundation: Stone,Brick/Mortar
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Finished area above ground: 2,115

Interior Area

  • Total structure area: 2,115
  • Total interior livable area: 2,115 sqft

Property

Details

  • Parcel number: 405104
  • Zoning: C1

Features

  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 1,656 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Deeded
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,597$115,164
Home Insurance *$283$3,396
Property Taxes $998$11,976
Electricity $417$5,004
Total$11,295$135,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$387,257/yr
40% on housing$338,850/yr
45% on housing$301,200/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$897This listing

vs Other Active Listings

Avg $/sqft

ZIP 02139$613
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02139$809
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$1,898,000
2026-03-11Listed for sale$1,998,000
2024-05-29Listing removed--
2024-05-08Listed for rent$3,600
2021-07-02Listing removed--
2021-06-25Listed for rent$3,300
2020-05-05Listing removed$3,300
2020-03-23Listed for rent$3,300
2018-09-14Sold$3,626

For Sale by Agent

AgentThe LIV Group
BrokerageBerkshire Hathaway HomeServices Commonwealth Real Estate

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