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16 Chauncy St APT 35, Cambridge, MA, 02138

1beds
1baths
570sqft
$695,000
$1,219price/sqft
$4,348/moest. monthly cost
$173,920/yrincome needed

About This Home

Elegant Harvard Square one-bedroom in a classic c. 1929 brick building, with unmatched walkable convenience to Harvard University. Enter at the lion's head fountain in the sunken garden tucked off Chauncy Street, into an elevatored lobby with mailroom, laundry down the hall, and access to the lush, common rear courtyard. The unit entrance opens to a generous foyer with both a coat and a linen closet. A formal living room is centered around a brick fireplace and windows that fill the condo with natural light, and high views of leafy Chauncy Street's eclectic mix of classic and modernist architecture. The bedroom is setback and east-facing for privacy and morning light. The eat-in kitchen features stainless appliances, and honed quartz countertops. One block to Harvard Law School, and a short walk to Harvard Yard and the Red Line. Buyers agents encouraged.

Getting Around

92
WalkingWalker's Paradise
79
TransitExcellent Transit
98
BikeBiker's Paradise

Schools

9/10
Maria L. Baldwin SchoolGrades PK-50.3 mi
8/10

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Building

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 570

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 570
  • Total interior livable area: 570 sqft

Property

Details

  • Parcel number: M:00172 L:0000200035,5205652
  • Attached to another structure: Yes
  • Zoning: C-2

Features

  • Entry location: Unit Placement(Upper)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$116$1,392
Property Taxes $364$4,368
Electricity $354$4,259
Total$4,348$52,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,074/yr
40% on housing$130,440/yr
45% on housing$115,946/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,219This listing

vs Other Active Listings

Avg $/sqft

ZIP 02138$846
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02138$1,072
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$695,000
2022-06-03Listing removed--
2021-06-01Listing removed$650,000
2021-04-27Listed for sale$650,000
2019-06-18Listing removed$1,850
2019-06-16Listed for rent$1,850
2018-11-04Listing removed$2,500
2018-11-01Sold$640,000
2018-10-15Listed for rent$2,500
2018-09-12Listed for sale$575,000
2011-08-31Sold$329,000
2011-07-29Price change$335,000
2011-06-04Price change$339,000
2011-05-18Listed for sale$345,000
2008-02-28Sold$335,000
2004-07-29Sold$329,000
1989-12-22Sold$64,000

For Sale by Agent

AgentBernadine Tsung Megason
BrokerageDreamega International Realty LLC

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