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41 Bowdoin St APT 25, Cambridge, MA, 02138

2beds
1baths
701sqft
$599,000
$854price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

Private showings only. Set in Bowdoin Court between Harvard and Porter Squares, this sun-filled unit offers two bedrooms, a spacious living room with a fireplace, hardwood floors, and restored windows. The four-story brick building was designed by Harlow circa 1920 and converted to condominiums in 1977. Restaurants, cafes, the Red Line, Harvard, Lesley, and many of Cambridge’s major employers and institutions are all close by.The association is professionally managed, and the monthly condominium fee includes heat, hot water, water and sewer, snow removal, landscaping, trash removal, master insurance, and common-area maintenance. The unit is ready for renovation, with plumbing repairs needed before water can be properly restored to the kitchen and bathroom. The association is also planning a phased, building-wide plumbing stack project, with timing to be determined. With its sun exposure, original character, and flexible two-bedroom layout, the unit has the bones to become a standout Cambridge home and offers real upside for an owner-occupant or investor ready to take on the work.

Getting Around

95
WalkingWalker's Paradise
75
TransitExcellent Transit
97
BikeBiker's Paradise

Schools

9/10
Maria L. Baldwin SchoolGrades PK-50.3 mi
8/10

Construction

Condition

  • Year built: 1920

Notable Dates

  • Major remodel year: 1977

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Building

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 701

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 701
  • Total interior livable area: 701 sqft

Property

Details

  • Parcel number: 411929
  • Zoning: CONDO

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$100$1,200
Property Taxes $314$3,768
Electricity $354$4,259
Total$3,796$45,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$854This listing

vs Other Active Listings

Avg $/sqft

ZIP 02138$847
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02138$1,072
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$599,000
2024-08-03Listing removed$575,000
2024-06-03Listed for sale$575,000
1987-04-13Sold$148,500

For Sale by Agent

AgentSmith & Oak Greater Boston Group
BrokerageSmith and Oak Real Estate Co.

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