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86 Avon Hill St, Cambridge, MA, 02140

6beds
2baths
2,781sqft
$2,495,000
$897price/sqft
$14,881/moest. monthly cost
$595,240/yrincome needed

About This Home

86 Avon Hill St. is a truly distinctive home- sited beautifully on one of Cambridge's most desirable streets. A stunningly built, Classic, Gambrel Roof Colonial with living area on three levels and an untapped basement. This special property (c.1880) shows off the quality of construction and the fine detail from the era in which it was built. 9' ceilings, large/restored windows, pocket doors, tiled fireplace, and hardwood floors elicit a feeling of warmth, rare in today's offerings. It was built as an attached single- like many houses in Avon Hill from this era. The connecting wall is the north-facing one and the house is oriented East to West with natural light all day. The lay-out includes 6 bedrooms- providing flexible uses- including a top-floor suite- perfect for guests, au pair or offices. Beautiful landscaping, mature trees and a large rear deck create a sense of space and calm. A gem not often found!

Getting Around

91
WalkingWalker's Paradise
74
TransitExcellent Transit
84
BikeVery Bikeable

Schools

8/10
Maria L. Baldwin SchoolGrades PK-50.5 mi
8/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Storm Window(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,781

Heating & Cooling

  • Heating features: Steam,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,781
  • Total interior livable area: 2,781 sqft

Master Bathroom

  • Features: No

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:00210 L:00074,415135
  • Attached to another structure: Yes
  • Zoning: A-2

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck

Lot

  • Lot size: 3,247 sqft
  • Features: Gentle Sloping

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,616$151,392
Home Insurance *$419$5,028
Property Taxes $1,298$15,576
Electricity $548$6,580
Total$14,881$178,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$510,205/yr
40% on housing$446,430/yr
45% on housing$396,826/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$897This listing

vs Other Active Listings

Avg $/sqft

ZIP 02140$587
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02140$892
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$2,675,000
2026-03-18Listed for sale$2,750,000
2025-12-15Listing removed$2,750,000
2025-11-12Listed for sale$2,750,000
2017-12-20Listing removed$8,000
2017-12-19Listed for rent$8,000

For Sale by Agent

AgentBill Aibel
BrokerageColdwell Banker Realty - Cambridge

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