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6 Mercer Cir, Cambridge, MA, 02138

4beds
5baths
4,292sqft
$4,800,000
$1,118price/sqft
$28,418/moest. monthly cost
$1,136,720/yrincome needed

About This Home

Tucked along one of the most sought-after streets in West Cambridge, between Harvard Square & the Charles River, this beautifully proportioned home blends historic character with everyday convenience. Mercer Circle, originally called Telephone Street, is part of a storied enclave developed by Gardiner G. Hubbard, founder of the National Geographic Society and 1st president of Bell Telephone Company. The property showcases a 29' covered wrap-around porch overlooking specimen plantings. Inside, gracious rooms are defined by tall windows & ceilings, fireplaces, and custom built-ins. Outside, the irrigated fruit gardens yield plums, blueberries, apples, and vegetables. Ideally located just 0.2 miles from BB&N’s Lower and Middle Schools and approximately one mile from Shady Hill School & BB&N’s Upper School. Properties on Mercer Circle are rarely offered, as residents tend to stay for generations, drawn by the tranquil setting, community, & enduring curb appeal.

Getting Around

86
WalkingVery Walkable
74
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

8/10
Maria L. Baldwin SchoolGrades PK-50.8 mi
8/10

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Stone,Brick/Mortar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Interior Entry

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Features

  • Office,Exercise Room,Library,Vestibule
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 602
  • Finished area above ground: 3,690

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 4,292
  • Total interior livable area: 4,292 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second

Office

  • Level: Second

Property

Details

  • Parcel number: 416049
  • Zoning: res

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Rain Gutters,Professional Landscaping,Sprinkler System,Fruit Trees,Garden

Lot

  • Lot size: 9,454 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,271$291,252
Home Insurance *$804$9,648
Property Taxes $2,497$29,964
Electricity $846$10,156
Total$28,418$341,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$974,331/yr
40% on housing$852,540/yr
45% on housing$757,813/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,118This listing

vs Other Active Listings

Avg $/sqft

ZIP 02138$835
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02138$1,072
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$5,500,000

For Sale by Agent

AgentGail Roberts, Ed Feijo & Team
BrokerageColdwell Banker Realty - Cambridge

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