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10 Marinel Ave, North Chelmsford, MA, 01863

3beds
1baths
1,148sqft
$575,000
$501price/sqft
$4,070/moest. monthly cost
$162,800/yrincome needed

About This Home

Presenting 10 Marinel Avenue, North Chelmsford, MA, a well-maintained ranch-style home offering the perfect blend of classic charm and modern updates. Built in 1947, this inviting single-family residence features 1,148 square feet of thoughtfully designed living space on a generous 10,454-square-foot lot. The home offers three spacious bedrooms and one full bathroom, providing a comfortable and functional layout for a variety of lifestyles. Full walk up attic which could be renovated for additional space. A one-car garage adds convenience with secure parking and additional storage. Significant recent improvements provide peace of mind, including a new roof, chimney, electrical system, and water heater, making this home truly move-in ready. The property also includes a leased solar energy system with an affordable monthly payment of $80, helping to offset utility costs. Ideally located in a quiet, established neighborhood, this home offers easy access to major highways for commuting while remaining just minutes from Varney Playground and Freeman Lake.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
7/10
McCarthy Middle SchoolGrades 5-81.8 mi
9/10
Chelmsford High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator,Washer,Dryer
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Full
  • Level: First

Bedroom2

  • Features: Flooring - Wall to Wall Carpet

Bedroom3

  • Features: Flooring - Wall to Wall Carpet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-up Attic
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Insulated Windows,Storm Window(s)
  • Flooring: Wood,Vinyl,Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,148

Heating & Cooling

  • Heating features: Forced Air,Oil,Active Solar
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: First

Living Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Closet, Flooring - Wood
  • Level: First

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:0012 B:0024 L:3,3900619
  • Zoning: RB

Features

  • Exterior features: Fenced Yard,Garden
  • Fencing: Fenced
  • Waterfront features: Lake/Pond,1/2 to 1 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 10,454 sqft
  • Features: Cleared

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$150$1,800
Property Taxes $659$7,908
Electricity $354$4,259
Total$4,070$48,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,542/yr
40% on housing$122,100/yr
45% on housing$108,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$501This listing

vs Other Active Listings

Avg $/sqft

ZIP 01863$310
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01863$392
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$550,000
2026-08-04Price change$550,000
2026-07-27Listed for sale$575,000
2020-09-29Sold$400,000
2020-08-15Pending sale$400,000
2020-07-31Listed for sale$400,000

For Sale by Agent

AgentLinda Morel
BrokerageERA Key Realty Services

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