See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11 McFarlin Rd, Chelmsford, MA, 01824

4beds
2baths
1,992sqft
$642,900
$323price/sqft
$4,533/moest. monthly cost
$181,320/yrincome needed

About This Home

Rare 4-Bedroom Ranch in Chelmsford! Nestled on a quiet dead-end street, this spacious home offers the ease of one-level living with the flexible space today's buyers are searching for. Featuring 4 bedrooms, 2 full baths, and a dedicated home office, there's room for everyone to live, work, and grow. The bright main level is ideal for everyday living, while the finished lower level provides endless possibilities for a family room, playroom, home gym, media room, or guest space. Relax in the inviting three-season porch overlooking the backyard, and enjoy the convenience of an oversized one-car garage with additional storage. Located just minutes from schools, shopping, restaurants, parks, and major commuting routes, this home combines comfort, versatility, and an unbeatable location. A rare opportunity to own a spacious ranch with room to grow in one of Chelmsford's most desirable neighborhoods—don't miss it!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Center Elementary SchoolGrades K-40.9 mi
7/10
McCarthy Middle SchoolGrades 5-82.4 mi
9/10
Chelmsford High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom1

  • Level: First
  • Area: 57.2

Bathroom2

  • Level: First
  • Area: 53.68

Bedroom2

  • Features: Flooring - Wood
  • Level: First
  • Area: 128.399999999

Bedroom3

  • Features: Flooring - Wood
  • Level: First
  • Area: 134.549999999

Bedroom4

  • Level: First
  • Area: 100.05

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Exterior Access
  • Level: Main,First
  • Area: 112.84

Family Room

  • Features: Flooring - Laminate
  • Level: Basement
  • Area: 465.405

Features

  • Home Office,Sun Room
  • Flooring: Wood,Vinyl,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 552
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 108.99

Living Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Exterior Access, Archway
  • Level: First
  • Area: 296.96

Master Bedroom

  • Features: Flooring - Wood
  • Level: First
  • Area: 132.209

Office

  • Level: First
  • Area: 128.76

Property

Details

  • Parcel number: 3906499
  • Zoning: IA

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed

Lot

  • Lot size: 0.28 Acres
  • Features: Cleared

Parking

  • Total spaces: 4
  • Parking features: Attached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Earthquake
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,250$39,000
Home Insurance *$154$1,848
Property Taxes $737$8,844
Electricity $392$4,713
Total$4,533$54,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,417/yr
40% on housing$135,990/yr
45% on housing$120,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 01824$327
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01824$371
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$642,900
2026-07-01Price change$645,000
2026-06-10Price change$650,000
2026-06-03Listed for sale$675,000
2012-08-20Sold$253,000
2012-06-03Price change$269,000
2012-06-01Price change$259,000
2012-05-09Listed for sale$269,000
1999-06-25Sold$219,900
1997-07-23Sold$147,500

For Sale by Agent

AgentRachel Amato
BrokerageCentury 21 Your Way

Similar Homes