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18 Proctor Rd, Chelmsford, MA, 01824

5beds
3baths
2,739sqft
$970,000
$354price/sqft
$6,789/moest. monthly cost
$271,560/yrincome needed

About This Home

This property offers a rare opportunity to enjoy a welcoming community and a peaceful suburban setting with convenient access to local amenities. Classic charm in an idyllic setting is more than just a house--this residence is a place to truly call home. Its timeless character and picturesque setting are enhanced by its location abutting Fire Fox Farm, which serves both equine athletes and breeding equines. Comfortable living spaces, the main residence features four well-proportioned bedrooms and two full baths, including a convenient first-floor bedroom and bath. The two-story detached garage structure provides practical space for three vehicles, recreational gear, and seasonal storage--along with a fabulous 518 SF apartment on the second level that is ideal for guests, extended family, or a future ADU. Outdoor living experience extends beyond the home’s interior to a welcoming porch, rear patio, expansive lush grounds for relaxation and enjoyment. See list of capital improvements.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Byam SchoolGrades K-40.4 mi
7/10
McCarthy Middle SchoolGrades 5-83.4 mi
9/10
Chelmsford High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Tankless Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer,Water Treatment,Range Hood,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Radon Remediation System,Unfinished

Bathroom1

  • Features: Bathroom - Half, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - 3/4, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 238

Bedroom3

  • Features: Ceiling Fan(s), Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 221

Bedroom4

  • Features: Ceiling Fan(s), Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 126

Features

  • Accessory Apt.,Bedroom,3/4 Bath,Kitchen,Sitting Room,High Speed Internet
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Laminate,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,739

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,739
  • Total interior livable area: 2,739 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Recessed Lighting, Stainless Steel Appliances, Gas Stove
  • Level: First
  • Area: 143

Living Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 289

Master Bedroom

  • Features: Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 260

Property

Details

  • Parcel number: 3911339
  • Zoning: Res

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio,Rain Gutters,Storage,Professional Landscaping,Screens

Lot

  • Lot size: 0.53 Acres
  • Features: Wooded

Parking

  • Total spaces: 7
  • Parking features: Detached,Garage Door Opener,Insulated,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,904$58,848
Home Insurance *$233$2,796
Property Taxes $1,112$13,344
Electricity $540$6,481
Total$6,789$81,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,765/yr
40% on housing$203,670/yr
45% on housing$181,040/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 01824$325
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01824$371
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Contingent$970,000
2026-07-29Listed for sale$970,000
2015-09-14Sold$525,000
2015-08-18Pending sale$539,000
2015-07-02Price change$539,000
2015-05-23Price change$550,000
2015-04-22Listed for sale$565,000
2000-10-16Sold$190,000

For Sale by Agent

AgentGeraldine Wilcox
BrokerageBarrett Sotheby's International Realty

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