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554 Hildreth St, Dracut, MA, 01826

3beds
2baths
1,252sqft
$400,000
$319price/sqft
$2,816/moest. monthly cost
$112,640/yrincome needed

About This Home

Lovingly maintained 3-bedroom home offering comfort, charm, and endless potential! While many features are original, this home has been exceptionally well cared for and is ready for your personal touches. The sun-filled eat-in kitchen features a gas stove and side entry access. The first floor offers a full bath with tile flooring, abundant cabinetry, and a tub/shower, a formal dining room with oversized windows, a flexible sitting room with a closet both with hardwood flooring and a spacious front-to-back family room with hardwood floors, a fireplace, ceiling fan, and garage access. Hardwood flooring continues throughout all three bedrooms on second floor. The primary bedroom includes a half bath, while the additional bedrooms offer ample closet space. The walkout basement provides excellent storage. Relax on the inviting front three-season porch, with lovely brick hardscaping leading to the fenced backyard and lovely flat green space. One-car garage, off-street parking, plus town water and town sewer. 554 Hildreth a wonderful place to call home.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: First
  • Area: 85.166666666

Bathroom2

  • Features: Bathroom - Half, Flooring - Vinyl
  • Level: Second
  • Area: 37.583333333

Bedroom2

  • Features: Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: Second
  • Area: 125.652777777

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 117.583333333

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Closet, Flooring - Hardwood, Exterior Access, Open Floorplan
  • Level: First
  • Area: 109.291666666

Family Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Exterior Access
  • Level: First
  • Area: 286

Features

  • Sitting Room
  • Window features: Screens
  • Flooring: Tile,Vinyl,Hardwood,Flooring - Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,252

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,252
  • Total interior livable area: 1,252 sqft

Kitchen

  • Features: Flooring - Vinyl, Dining Area, Countertops - Stone/Granite/Solid, Exterior Access, Gas Stove
  • Level: First
  • Area: 224.548611111

Master Bedroom

  • Features: Bathroom - Half, Closet, Flooring - Hardwood
  • Level: Second
  • Area: 117.583333333

Property

Details

  • Parcel number: M:49 L:159,3513188
  • Zoning: R3

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed,Rain Gutters,Screens,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 10,480 sqft
  • Features: Cleared,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$109$1,308
Property Taxes $331$3,972
Electricity $354$4,259
Total$2,816$33,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,548/yr
40% on housing$84,480/yr
45% on housing$75,093/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 01826$284
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01826$329
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$400,000
2026-08-05Contingent$400,000
2026-07-29Listed for sale$400,000

For Sale by Agent

AgentJenepher Spencer
BrokerageColdwell Banker Realty - Westford

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