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551 Hildreth St #21, Dracut, MA, 01826

2beds
2baths
1,232sqft
$410,000
$333price/sqft
$2,885/moest. monthly cost
$115,400/yrincome needed

About This Home

Situated at 551 Hildreth St, Unit 21, this condominium presents a refined living experience within the established Wentworth Estates. With 1,232 sq. ft. of thoughtfully arranged space, this residence perfectly balances comfort and practicality. Sun-Filled Living: An expansive two-story layout featuring a bright, open-concept main floor designed for seamless entertaining. Modern Climate Control: Stay comfortable year-round with a dual mini-split head system, providing dedicated heating and cooling to each bedroom.Unique Bedroom Retreats: Two generous bedrooms, including one featuring a versatile loft space—perfect for a home office, reading nook, or additional storage. Enjoy a secure 1 vehicle accommodation with direct entry and additional storage capacity. With features like these in this market, this home will be gone before you know it—don’t wait to make your move!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Shingle

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Oven,Dishwasher,Refrigerator
  • Laundry features: In Unit

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Internet Available - Broadband
  • Flooring: Tile,Vinyl,Carpet,Hardwood
  • Finished area above ground: 1,232
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Ductless
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: M:49 B:186 L:21,3513373
  • Zoning: RES

Parking

  • Total spaces: 2
  • Parking features: Under,Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$112$1,344
Property Taxes $346$4,152
Electricity $354$4,259
Total$2,885$34,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,914/yr
40% on housing$86,550/yr
45% on housing$76,933/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 01826$284
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01826$329
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$410,000
2020-04-22Sold$263,000
2020-03-19Pending sale$265,000
2020-03-06Listed for sale$265,000
1996-04-30Sold$84,000
1989-10-10Sold$119,000

For Sale by Agent

AgentAlton Phouvong
BrokerageeXp Realty

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