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20 Farm Pond Rd, Dracut, MA, 01826

4beds
3baths
2,890sqft
$850,000
$294price/sqft
$5,803/moest. monthly cost
$232,120/yrincome needed

About This Home

Welcome to this exceptional home in the highly desirable Kenwood area of Dracut! Located at 20 Farm Pond Road, this property offers a perfect blend of comfort, efficiency, and unique upgrades that set it apart.Step inside to discover a thoughtfully designed layout featuring a spacious primary suite with a huge walk-in closet and a luxurious jacuzzi tub—your own private retreat. The home also boasts heated bathroom floors, adding a touch of everyday comfort and elegance.This property is built for both convenience and self-sufficiency. Enjoy the benefits of owned solar panels, helping eliminate electricity costs, along with private water and a water purification system, meaning no water bill. A generator hookup ensures peace of mind year-round.Additional highlights include a 2-car garage and a versatile basement equipped with a wood and coal-burning stove, perfect for supplemental heating or cozy winter days.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Flooring - Stone/Ceramic Tile,First Floor

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Recessed Lighting, Lighting - Sconce
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Laminate
  • Level: First

Family Room

  • Features: Wood / Coal / Pellet Stove, Flooring - Hardwood
  • Level: First

Features

  • Closet,Home Office
  • Flooring: Flooring - Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,890

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Pellet Stove,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,890
  • Total interior livable area: 2,890 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Lighting - Overhead
  • Level: First

Living Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Master Bedroom

  • Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
  • Level: Second

Office

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: First

Property

Details

  • Parcel number: M:54 L:74,3514392
  • Zoning: R1

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Exterior features: Deck,Pool - Above Ground

Lot

  • Lot size: 0.92 Acres
  • Features: Wooded

Parking

  • Total spaces: 8
  • Parking features: Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$232$2,784
Property Taxes $704$8,448
Electricity $569$6,838
Total$5,803$69,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,960/yr
40% on housing$174,090/yr
45% on housing$154,746/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 01826$281
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01826$329
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$925,000
2026-04-06Listed for sale$950,000
2021-09-13Sold$700,000
2021-07-26Pending sale$634,800
2021-07-12Contingent$634,800
2021-07-07Listed for sale$634,800
1998-06-01Sold$75,000

For Sale by Agent

AgentBerky Gray
BrokerageForsley Real Estate

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