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68-1860 Paniolo Pl, Waikoloa, HI, 96738

3beds
3baths
2,055sqft
$935,000
$455price/sqft
$5,801/moest. monthly cost
$232,040/yrincome needed

About This Home

Designed for ultimate flexibility and comfort, the home features a highly sought-after layout with 2 Primary Bedrooms and 3 Full Baths. It is uniquely outfitted for accessibility and multi-generational living, offering wide doorways to allow for wheelchairs, a minimal 2” step-up, and a rear primary suite equipped with a large walk-in shower and a wheelchair-accessible closet. Each primary bedroom has large closets, ensuite baths and exit out to its own lanai space. The heart of the home features pristine tile floors throughout, interior doors and baseboards freshly painted, and a wonderfully equipped kitchen. You'll love the recent stainless steel appliances and lower cabinets thoughtfully upgraded with pull-out shelves for easily accessible storage. Outdoor Living & Major Upgrades: Private Backyard Oasis: Fully fenced yard which is great for your furry companions and there are expansive concrete patios and a relaxing hot tub. Homegrown Tropical Fruit: The mature landscaping doesn't just offer privacy—it provides your own personal island harvest with dragonfruit, papaya, bananas, and lemons growing right on the property. Energy Efficiency: Leased solar system with highly affordable $150/mo payments (payoff option available to buyers at closing!). Every bedroom also features its own dedicated wall mounted AC unit. Peace of Mind Updates: 2015 solar installation 2025 new water heater 2025 updated sprinkler system valves 2026 updated ceiling fans in bedrooms Are you looking for serene outdoor living, accessible design, or the perfect multi-generational layout? This home delivers on every front.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Kealakehe High SchoolGrades 9-1222.8 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1230.4 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Front Load

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Blinds,Skylight(s)
  • Flooring: Ceramic Tile

Interior Area

  • Total structure area: 2,055
  • Total interior livable area: 2,055 sqft

Property

Details

  • Parcel number: 3680060420000
  • Zoning: RS-10
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Fairly Level,Terraced

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac,Grassy

Parking

  • Parking features: Attached,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Lightning
Volcanic Activity

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,727$56,724
Home Insurance *$156$1,872
Property Taxes $257$3,084
Electricity $661$7,941
Total$5,801$69,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,891/yr
40% on housing$174,030/yr
45% on housing$154,693/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 96738$640
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96738$548
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$949,500
2026-04-03Listed for sale$950,000
2026-03-20Listing removed$979,000
2026-03-10Listed for sale$979,000
2019-11-15Sold$459,000
2019-10-11Pending sale$469,000
2019-09-27Price change$469,000
2019-08-25Listed for sale$499,000
2009-05-15Sold$315,000
1995-08-31Sold$180,000

For Sale by Agent

AgentAngel Wannemacher
BrokerageBetter Homes and Gardens Real Estate Island Lifestyle

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