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26 Pearl St, Lexington, MA, 02420

3beds
2baths
1,344sqft
$1,190,000
$885price/sqft
$7,776/moest. monthly cost
$311,040/yrincome needed

About This Home

26 Pearl Street is a charming single-family Cape built in 1955. This cozy home offers 3 bedrooms, 1.5 bathrooms, and 1,344 sq ft of living space on a level 6,000 sq ft lot with a one-car garage. Tucked in a quiet, family-friendly neighborhood, it combines classic appeal with convenient access to top Lexington schools, parks, shops, and major commuting routes. This Home has great potential in a highly desirable town.

Getting Around

20
WalkingCar-Dependent
25
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

10/10
10/10
10/10
Lexington High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt/Composition Shingles
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Refrigerator,Freezer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: M:0029 B:0000 L:0028,550215
  • Zoning: RS
  • Foundation area: 768

Lot

  • Lot size: 6,000 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Under,Paved
  • Has garage: Yes
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$195$2,340
Property Taxes $1,210$14,520
Electricity $354$4,259
Total$7,776$93,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$266,605/yr
40% on housing$233,280/yr
45% on housing$207,360/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$885This listing

vs Other Active Listings

Avg $/sqft

ZIP 02420$553
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02420$548
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listing removed$4,300
2026-07-19Listed for sale$1,190,000
2026-06-18Listed for rent$4,300
2000-01-14Sold$290,000

For Sale by Agent

AgentBrian R. Burke
BrokerageStar Realty Inc.

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