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19 Cottage St, Lexington, MA, 02420

5beds
6baths
4,973sqft
$2,688,000
$541price/sqft
$17,746/moest. monthly cost
$709,840/yrincome needed

About This Home

Better than new construction! This meticulously maintained 2021 Contemporary Colonial offers refined luxury, an exceptional floor plan, and a prime location moments from Lexington Center. Designed for today's lifestyle, the sun-filled main level features a private office, open living and dining areas, and a stunning kitchen with Thermador appliances, oversized island, walk-in pantry, beverage fridge, and seamless flow into the family room with a gas fireplace and surround sound. Enhanced with Cat-6 wiring, high-speed internet throughout, and EV charging, this home is thoughtfully equipped for modern living. Four bedrooms on the second level include a luxurious primary suite, two additional bedrooms, and an ensuite bedroom. The finished third floor and lower level provide exceptional flexibility for work, recreation, fitness, and guests. Enjoy easy access to the Minuteman Bikeway, Farmers Market, Cary Hall, shops, restaurants, and vibrant Lexington Center.

Getting Around

71
WalkingVery Walkable
36
TransitSome Transit
60
BikeBikeable

Schools

10/10
10/10
10/10
Lexington High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater,Disposal,Microwave,ENERGY STAR Qualified Refrigerator,Wine Refrigerator,ENERGY STAR Qualified Dishwasher,Vacuum System,Range Hood,Range,Plumbed For Ice Maker
  • Laundry features: Flooring - Stone/Ceramic Tile,Electric Dryer Hookup,Washer Hookup,Lighting - Overhead,Crown Molding,Sink,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump,Radon Remediation System

Bathroom1

  • Features: Bathroom - Half, Flooring - Hardwood, Lighting - Overhead, Crown Molding
  • Level: First
  • Area: 42

Bathroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Bathroom - Tiled With Tub, Closet - Linen, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 171

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 50

Bedroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Closet - Linen, Closet/Cabinets - Custom Built, Flooring - Hardwood, Cable Hookup, High Speed Internet Hookup, Lighting - Overhead, Crown Molding
  • Level: Second
  • Area: 154

Bedroom3

  • Features: Bathroom - Full, Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Stone/Ceramic Tile, Cable Hookup, High Speed Internet Hookup, Lighting - Overhead, Crown Molding
  • Level: Second
  • Area: 195

Bedroom4

  • Features: Bathroom - Full, Closet - Linen, Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Stone/Ceramic Tile, Cable Hookup, High Speed Internet Hookup, Lighting - Overhead, Crown Molding
  • Level: Second
  • Area: 144

Bedroom5

  • Features: Skylight, Vaulted Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Cable Hookup, High Speed Internet Hookup, Lighting - Overhead
  • Level: Third
  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Wainscoting, Lighting - Sconce, Crown Molding, Tray Ceiling(s)
  • Level: First
  • Area: 132

Family Room

  • Features: Ceiling Fan(s), Vaulted Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Picture, Cable Hookup, High Speed Internet Hookup, Open Floorplan, Recessed Lighting
  • Level: First
  • Area: 374

Features

  • Bathroom - Full,Bathroom - Tiled With Shower Stall,Bathroom - 3/4,High Speed Internet Hookup,Wainscoting,Crown Molding,Cable Hookup,Recessed Lighting,Closet/Cabinets - Custom Built,Bathroom,Office,Bonus Room,Mud Room,Play Room,Central Vacuum,Wet Bar,Wired for Sound,High Speed Internet
  • Door features: French Doors,Insulated Doors
  • Window features: Skylight,Insulated Windows
  • Flooring: Tile,Vinyl,Hardwood,Flooring - Hardwood,Flooring - Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,110
  • Finished area above ground: 3,863

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Electric,Fireplace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,973
  • Total interior livable area: 4,973 sqft

Kitchen

  • Features: Flooring - Hardwood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Wet Bar, Deck - Exterior, Exterior Access, High Speed Internet Hookup, Open Floorplan, Recessed Lighting, Slider, Stainless Steel Appliances, Pot Filler Faucet, Wine Chiller, Lighting - Pendant, Crown Molding
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood, Wainscoting, Crown Molding
  • Level: Main,First
  • Area: 204

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Ceiling Fan(s), Vaulted Ceiling(s), Closet - Linen, Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Stone/Ceramic Tile, Cable Hookup, High Speed Internet Hookup, Recessed Lighting, Crown Molding
  • Level: Second

Office

  • Features: Flooring - Hardwood, French Doors, High Speed Internet Hookup, Wainscoting, Crown Molding
  • Level: First
  • Area: 132

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:0048 L:000255,553189
  • Zoning: RO

Features

  • Patio & porch: Porch,Deck - Wood,Patio
  • Exterior features: Porch,Deck - Wood,Patio,Rain Gutters,Professional Landscaping,Sprinkler System,Decorative Lighting,Outdoor Gas Grill Hookup

Lot

  • Lot size: 9,280 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Heated Garage,Garage Faces Side,Insulated,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,591$163,092
Home Insurance *$441$5,292
Property Taxes $2,734$32,808
Electricity $980$11,767
Total$17,746$212,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$608,434/yr
40% on housing$532,380/yr
45% on housing$473,226/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$541This listing

vs Other Active Listings

Avg $/sqft

ZIP 02420$556
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02420$548
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$2,688,000
2021-12-28Sold$2,500,000
2021-07-27Contingent$2,595,000
2021-03-02Listed for sale$2,595,000
2020-09-02Sold$700,000
2005-12-15Sold$350,000

For Sale by Agent

AgentThe Denman Group
BrokerageeXp Realty LLC - Corporate Office

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