See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

312 Wilder St, Lowell, MA, 01851

6beds
3baths
3,479sqft
$939,999
$270price/sqft
$6,647/moest. monthly cost
$265,880/yrincome needed

About This Home

Well-maintained historic three-unit property ideally located steps from UMass Lowell, downtown amenities, shopping, and public transportation. Known as the Edward Woodies House, this stately Colonial was built in 1893 and owned by the same family for over 50 years. The standout for owner-occupants is the vacant, bi-level second- and third-floor residence featuring four bedrooms, wood-burning fireplace, and ample storage. Recent upgrades include refinished hardwood floors, fresh paint, upgraded bathroom, new carpeted stairwell, and a renovated kitchen with granite countertops and new appliances—move-in ready. Two first-floor one-bedroom units provide strong supplemental income and long-term appeal. The front unit was fully renovated in 2025, while the rear unit was updated within the past five years and retains historic charm. Boilers and electrical panels have been updated. Prime opportunity for owner-occupied living with income or a well-located multifamily investment

Getting Around

78
WalkingVery Walkable
49
TransitSome Transit
57
BikeBikeable

Schools

6/10
4/10
Lowell High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1893

Materials

  • Foundation: Other
  • Roof: Slate,Rubber
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Freezer,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,Other,Stone/Granite/Solid Counters,Upgraded Cabinets,Upgraded Countertops,Living Room,Dining Room,Kitchen
  • Window features: Insulated Windows
  • Flooring: Tile,Carpet,Hardwood
  • Number of fireplaces: 4
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 3,479

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 3,479
  • Total interior livable area: 3,479 sqft

Property

Details

  • Parcel number: 3180604
  • Zoning: 9

Features

  • Patio & porch: Porch
  • Exterior features: Balcony,Garden
  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,753$57,036
Home Insurance *$337$4,044
Property Taxes $871$10,452
Electricity $686$8,232
Total$6,647$79,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,897/yr
40% on housing$199,410/yr
45% on housing$177,253/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 01851$270
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01851$343
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Listed for sale$959,999
2026-01-01Listing removed$979,000
2025-11-08Price change$979,000
2025-09-21Listed for sale$1,000,050
2018-09-03Listing removed$1,100
2018-08-02Listed for rent$1,100
1975-08-19Sold$30,000

For Sale by Agent

AgentDaniel Alper
BrokerageBoston Realty Advisors

Similar Homes