




399 Stevens St, Lowell, MA, 01851
About This Home
Spacious 9-room Colonial offering 3 bedrooms ,1.5 baths, hardwood, tile and carpet flooring, tin ceilings. Large, proportioned rooms and storage space. This well sized home provides a great layout and excellent potential. Although cosmetically challenged it presents an ideal opportunity for 203 K loans, Investors, Cash buyers or creative financing seeking a property with character and the ability to customize to their own taste
Getting Around
Schools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Stone
- Roof: Shingle,Slate
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Refrigerator
- Laundry features: Second Floor
Basement
- Has basement: Yes
- Basement: Full,Concrete
Bedroom2
- Features: Closet, Flooring - Hardwood
- Level: Second
- Area: 238
Bedroom3
- Features: Closet, Flooring - Laminate
- Level: Second
- Area: 143
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Hardwood
- Level: First
- Area: 255
Family Room
- Features: Flooring - Hardwood
- Level: First
- Area: 156
Features
- Pantry,Walk-up Attic
- Door features: Insulated Doors,Storm Door(s)
- Window features: Insulated Windows,Storm Window(s)
- Flooring: Wood,Vinyl,Carpet
- Finished area below ground: 0
- Finished area above ground: 1,904
Heating & Cooling
- Heating features: Steam,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,904
- Total interior livable area: 1,904 sqft
Kitchen
- Features: Flooring - Vinyl
- Level: First
- Area: 192
Living Room
- Features: Flooring - Hardwood
- Level: First
- Area: 247
Master Bedroom
- Features: Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet
- Level: Second
- Area: 187
Property
Details
- Parcel number: 3181164
- Attached to another structure: Yes
- Zoning: TTF
Features
- Patio & porch: Porch,Enclosed
- Exterior features: Porch,Patio - Enclosed
- Fencing: Fenced/Enclosed
- Has view: Yes
- View description: City View(s)
Lot
- Lot size: 7,405 sqft
- Features: Level
Parking
- Total spaces: 4
- Parking features: Paved Drive,Off Street,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,806 | $33,672 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $514 | $6,168 |
| Electricity | $375 | $4,505 |
| Total | $3,894 | $46,728 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Price change | $470,000 |
| 2026-07-27 | Listed for sale | $555,000 |
For Sale by Agent
