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51 Rosemont St, Lowell, MA, 01854

4beds
2baths
1,812sqft
$629,000
$347price/sqft
$4,346/moest. monthly cost
$173,840/yrincome needed

About This Home

Great opportunity for both Investors and Owner-occupants to live in one unit while collecting rental income from the other. Well-Maintained 2-Family near at Dracut Line & UMass Lowell North campus garage & 5 minutes’ walk to lecture hall. Both units with all good-sized room include large eat-in kitchens. Enclosed front porch for private use. Spacious back yard for entertainment. Off street parking with laundry in building. Sold AS IS Condition with the current unit 1 tenants occupied.

Getting Around

59
WalkingSomewhat Walkable
42
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

4/10
Lowell High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Hardwood
  • Finished area above ground: 1,812

Interior Area

  • Total structure area: 1,812
  • Total interior livable area: 1,812 sqft

Property

Details

  • Parcel number: 3182062
  • Zoning: TSF

Features

  • Patio & porch: Porch,Enclosed
  • Exterior features: Balcony

Lot

  • Lot size: 0.11 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Off Street,Tandem,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Earthquake
Hurricane
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$226$2,712
Property Taxes $583$6,996
Electricity $357$4,287
Total$4,346$52,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,005/yr
40% on housing$130,380/yr
45% on housing$115,893/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 01854$263
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01854$305
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$629,000
2021-01-19Listing removed--
2021-01-16Listed for sale$499,900
2014-11-12Sold$245,000
2014-10-21Listed for sale$249,900
2014-09-12Sold$135,000

For Sale by Agent

AgentYing Lin
BrokerageBlue Ocean Realty, LLC

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