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46 Arlington St, Lowell, MA, 01854

3beds
2baths
1,593sqft
$500,000
$314price/sqft
$3,525/moest. monthly cost
$141,000/yrincome needed

About This Home

What a beauty this home is!!! The best of both worlds, loaded with charm and character, but all the modern conveniences of today. Brand new kitchen with all new appliances and lovely cabinetry. Updated bathrooms; every room has been freshly painted, hardwood floors , wonderful screen porch overlooks private yard. Off-street parking for 3 cars; walk-out basement could be easily finished. Located steps to the river, UMass University, and everything one could want. All you have to do is move in and enjoy this very special home!!!

Getting Around

81
WalkingVery Walkable
49
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

4/10
Lowell High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 24

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 110

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 154

Bedroom3

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 182

Features

  • Flooring: Wood
  • Finished area above ground: 1,593

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 1,593
  • Total interior livable area: 1,593 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 280

Living Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 210

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 195

Property

Details

  • Parcel number: M:117 B:235 L:46,3182339
  • Zoning: TMF

Features

  • Patio & porch: Screened
  • Exterior features: Porch - Screened

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$180$2,160
Property Taxes $463$5,556
Electricity $354$4,259
Total$3,525$42,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,857/yr
40% on housing$105,750/yr
45% on housing$94,000/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 01854$266
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01854$305
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$500,000
2026-07-22Listed for sale$500,000
2005-05-25Sold$228,000
2003-01-16Sold$179,000

For Sale by Agent

AgentThe Laura Baliestiero Team
BrokerageColdwell Banker Realty - Concord

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