See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

75 Plain St, Lowell, MA, 01851

3beds
1baths
1,269sqft
$429,000
$338price/sqft
$3,074/moest. monthly cost
$122,960/yrincome needed

About This Home

Welcome to 75 Plain St Beautifully updated home in a highly walkable neighborhood close to transit, dining, and downtown amenities — ideal for a car-light lifestyle. This colonial home have a separate living room ,dining room space with hardwood floor, with closed off kitchen and 1 full bath that are tiled. Heading upstairs are 3 bedroom, paved driveway for one car. Newly updated roof over the kitchen, heating system is 16yrs old, water heater is a few years.

Getting Around

81
WalkingVery Walkable
48
TransitSome Transit
58
BikeBikeable

Schools

6/10
4/10
Lowell High SchoolGrades 9-121.6 mi
5/10

Construction

Condition

  • Year built: 1898

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Tile,Hardwood
  • Finished area below ground: 702
  • Finished area above ground: 1,269

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,269
  • Total interior livable area: 1,269 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3184081
  • Zoning: RR

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 1
  • Parking features: Paved Drive,On Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$154$1,848
Property Taxes $397$4,764
Electricity $354$4,259
Total$3,074$36,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,394/yr
40% on housing$92,220/yr
45% on housing$81,973/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 01851$271
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01851$343
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$429,000
2026-03-02Listing removed$429,000
2025-12-09Listed for sale$429,000
2025-09-18Listing removed$399,000
2025-08-14Listed for sale$399,000
2010-04-30Sold$129,000
2010-02-24Sold$171,361
2010-02-05Price change$117,500
2010-01-31Listed for sale--
2006-03-10Sold$176,000
1997-02-24Sold$81,000

For Sale by Agent

AgentHien Lieu
BrokerageRE/MAX 360

Similar Homes