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64 Fulton St, Lowell, MA, 01850

4beds
2baths
2,439sqft
$599,900
$246price/sqft
$4,299/moest. monthly cost
$171,960/yrincome needed

About This Home

AMAZING opportunity to start home ownership with this move-in ready 2-family or to build your investment portfolio! All major ticket items have been taken care of; including 2 new water heaters (2025&2026), new furnace with central a/c and a roof that has been replaced within the last 12-15 years. Ample parking in driveway with a permit for on-street. Group showing on Friday 7/31 from 5:00-6:30 APPOINTMENT MUST BE MADE TO ATTEND..OPEN HOUSE SATURDAY 8/1 11-12:30..OFFERS DUE 8/1 at 5:00pm..seller reserves the right to accept an offer prior to deadline

Getting Around

87
WalkingVery Walkable
55
TransitGood Transit
50
BikeBikeable

Schools

4/10
4/10
4/10
Lowell High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laundry Room,Walk-Up Attic,Living Room,Kitchen,Living RM/Dining RM Combo
  • Finished area above ground: 2,439

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,439
  • Total interior livable area: 2,439 sqft

Property

Details

  • Parcel number: M:175 B:2500 L:64,3189248
  • Zoning: USF

Features

  • Patio & porch: Porch

Lot

  • Lot size: 3,049 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Paved Drive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$230$2,760
Property Taxes $556$6,672
Electricity $480$5,771
Total$4,299$51,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,394/yr
40% on housing$128,970/yr
45% on housing$114,640/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 01850$243
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01850$308
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$599,900
2026-08-04Contingent$599,900
2026-07-27Listed for sale$599,900
2020-03-31Sold$355,000
1999-03-15Sold$35,000

For Sale by Agent

AgentDaniel Capra
BrokerageLAER Realty Partners

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