54 Hampshire St, Lowell, MA, 01850
About This Home
***Opportunity knocks for all at this move-in-ready, meticulously maintained 4-bedroom 1 bath Colonial! Gorgeous gleaming hardwood floors throughout!!! Spacious bedroom on the first floor. Three more large bedrooms upstairs with a full bathroom! Beautiful large living room with plenty of light. Lowell was named the best place to live in Massachusetts and this location delivers! Conveniently situated in Lowell's Centralville neighborhood close to beautiful historic downtown. Enjoy the many amazing restaurants, theatres and shopping this area has to offer!!!.This well kept home is also close to schools, highways, hospitals and universities. First Time Homebuyers, FHA and VA are all welcome! Metal roof, new windows, newer vinyl siding are recent upgrades adding to the charm and beauty to this finely constructed home. Large eat-in kitchen Fenced in yard with two large storage sheds in the perfect back yard for you and guests to enjoy. Don't miss out on this awesome opportunity!
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Conventional (2x4-2x6)
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer,Water Treatment
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bathroom1
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
- Area: 50
Bedroom2
- Features: Vaulted Ceiling(s), Flooring - Hardwood
- Area: 192
Bedroom3
- Features: Vaulted Ceiling(s), Flooring - Hardwood
- Area: 168
Bedroom4
- Features: Ceiling Fan(s), Flooring - Hardwood
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Ceiling Fan(s), Flooring - Hardwood
- Area: 224
Features
- Finish - Sheetrock,Internet Available - Broadband
- Window features: Insulated Windows
- Flooring: Wood
- Finished area above ground: 1,375
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,375
- Total interior livable area: 1,375 sqft
Kitchen
- Features: Closet/Cabinets - Custom Built, Flooring - Vinyl, Dining Area, Kitchen Island, Breakfast Bar / Nook, High Speed Internet Hookup, Recessed Lighting, Gas Stove, Peninsula
- Area: 280
Living Room
- Features: Ceiling Fan(s), Flooring - Hardwood, High Speed Internet Hookup, Open Floorplan
- Area: 252
Master Bedroom
- Features: Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Hardwood
- Area: 252
Property
Details
- Parcel number: M:175 B:2820 L:54,3189380
- Zoning: USF
Features
- Patio & porch: Porch
- Exterior features: Porch,Rain Gutters,Storage,Fenced Yard
- Fencing: Fenced/Enclosed,Fenced
Lot
- Lot size: 3,049 sqft
Parking
- Total spaces: 2
- Parking features: On Street
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $394 | $4,728 |
| Electricity | $354 | $4,259 |
| Total | $3,059 | $36,708 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $424,900 |
| 2026-07-11 | Listed for sale | $424,900 |
| 2026-07-06 | Contingent | $424,900 |
| 2026-06-24 | Price change | $424,900 |
| 2026-05-21 | Listed for sale | $434,900 |
| 2001-12-04 | Sold | $163,400 |
| 1991-02-01 | Sold | $95,000 |
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