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305 Andover St, Lowell, MA, 01852

6beds
6baths
7,849sqft
$1,199,000
$153price/sqft
$9,079/moest. monthly cost
$363,160/yrincome needed

About This Home

Welcome to 305 Andover St, a rare opportunity to own this extensively renovated Belvidere antique mansion offering over 7,000 sq ft of exceptional living space across three impressive levels. If you’ve ever dreamed of owning a true mansion, this is your chance. This extraordinary property also features an attached potential ADU apartment ideal for guest quarters along with a spacious 3 car garage. Perfectly blending historic charm with modern luxury, this remarkable residence has undergone numerous updates including a stunning chef’s kitchen and beautiful cosmetic enhancements throughout. The thoughtfully designed kitchen showcases high end stainless steel appliances, gorgeous granite countertops. From the breathtaking grand foyer to the spectacular 3rd floor ballroom and every exquisite room in between, this home is filled with timeless architectural detail, exceptional craftsmanship, and unmatched character rarely found in today’s market.

Getting Around

66
WalkingSomewhat Walkable
47
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

7/10
Moody Elementary SchoolGrades PK-40.4 mi
4/10

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: Stone
  • Roof: Slate,Rubber,Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Range,Dishwasher,Disposal,Trash Compactor,Refrigerator,Freezer,Washer,Dryer,Wine Refrigerator,Range Hood
  • Laundry features: Closet/Cabinets - Custom Built,Flooring - Stone/Ceramic Tile,First Floor,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Flooring - Stone/Ceramic Tile, Wainscoting, Beadboard
  • Level: First
  • Area: 44

Bathroom2

  • Features: Flooring - Hardwood, Lighting - Sconce
  • Level: First
  • Area: 187.291666666

Bathroom3

  • Features: Flooring - Stone/Ceramic Tile, Lighting - Overhead
  • Level: Second
  • Area: 108.458333333

Bedroom2

  • Features: Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 158.194444444

Bedroom3

  • Features: Walk-In Closet(s), Cedar Closet(s), Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 162.361111111

Bedroom4

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 280.875

Bedroom5

  • Features: Fireplace, Wood / Coal / Pellet Stove, Flooring - Hardwood, Chair Rail
  • Level: Second
  • Area: 268.236111111

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Chair Rail, Wainscoting, Lighting - Sconce, Lighting - Pendant, Pocket Door
  • Level: First
  • Area: 264.527777777

Family Room

  • Features: Flooring - Hardwood, Wainscoting, Pocket Door
  • Level: First
  • Area: 293.131944444

Features

  • Chair Rail,Lighting - Overhead,Pedestal Sink,Bedroom,Bathroom,Accessory Apt.,Sun Room,Sitting Room,Wet Bar,Internet Available - Broadband
  • Door features: Insulated Doors,French Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Hardwood,Flooring - Wood,Flooring - Stone/Ceramic Tile,Laminate
  • Number of fireplaces: 4
  • Fireplace features: Dining Room,Family Room,Living Room
  • Fireplace: Yes
  • Finished area above ground: 7,849

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas,Electric
  • Cooling features: Central Air,3 or More

Interior Area

  • Total structure area: 7,849
  • Total interior livable area: 7,849 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Wet Bar, Breakfast Bar / Nook, Pot Filler Faucet, Beadboard
  • Level: First
  • Area: 283.069444444

Living Room

  • Features: Wood / Coal / Pellet Stove, Coffered Ceiling(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Wainscoting, Lighting - Overhead
  • Level: Main,First
  • Area: 541.458333333

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 326.006944444

Property

Details

  • Parcel number: M:218 B:160 L:305,3194541
  • Zoning: SSF

Features

  • Patio & porch: Porch,Deck - Wood,Deck - Composite
  • Exterior features: Porch,Deck - Wood,Deck - Composite,Rain Gutters,Professional Landscaping,Sprinkler System,Screens,Garden,Guest House

Lot

  • Lot size: 0.63 Acres

Parking

  • Total spaces: 17
  • Parking features: Attached,Garage Door Opener,Storage,Workshop in Garage,Paved Drive,Off Street,Tandem,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 14

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$358$4,296
Property Taxes $1,112$13,344
Electricity $1,547$18,573
Total$9,079$108,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,280/yr
40% on housing$272,370/yr
45% on housing$242,106/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 01852$254
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01852$330
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$1,199,000
2026-08-04Contingent$1,199,000
2026-07-15Price change$1,199,000
2026-07-02Listed for sale$1,259,000
2026-06-24Contingent$1,295,295
2026-05-29Listed for sale$1,295,295
2020-07-08Sold$750,000
2020-05-15Pending sale$700,000
2020-05-11Listed for sale$700,000
2013-09-18Sold$600,000
2013-05-02Listed for sale$650,000
2011-10-15Listing removed$659,000
2011-09-12Price change$659,000
2011-08-08Price change$689,900
2011-07-16Price change$718,000
2010-07-01Listed for sale$749,900
2005-04-27Sold$825,000
1996-10-10Sold$300,000
1990-04-06Sold$120,000

For Sale by Agent

AgentThe Espinola Group
BrokerageKeller Williams Realty-Merrimack

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