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2 Douglas Ter, Lowell, MA, 01852

2beds
1baths
1,019sqft
$565,000
$554price/sqft
$3,902/moest. monthly cost
$156,080/yrincome needed

About This Home

Nestled on a quiet street in Lowell's sought-after Belvidere neighborhood, this 2-bedroom, 1-bath home offers timeless charm and exciting potential. Hardwood flooring adds warmth throughout, while the sun-filled bonus room provides flexible space for a family room, home office, or playroom. The walk-up attic presents an excellent opportunity to expand the living area, and the full basement offers exceptional storage. Outside, the spacious backyard is a rare find for the neighborhood, with plenty of room to entertain, garden, or simply unwind. Conveniently located near parks, schools, shopping, and major commuter routes, this home is ready to enjoy today with exciting possibilites for tomorrow. Seller to provide buyer with a two-year home warranty at closing.

Getting Around

68
WalkingSomewhat Walkable
34
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

4/10
7/10
Reilly Elementary SchoolGrades PK-40.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator,Freezer,Washer,Dryer
  • Laundry features: In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Laminate, Lighting - Sconce
  • Level: First
  • Area: 37.277777777

Bedroom2

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: First
  • Area: 116.458333333

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Lighting - Overhead,Sun Room,Walk-up Attic
  • Flooring: Laminate,Hardwood
  • Finished area above ground: 1,019

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,019
  • Total interior livable area: 1,019 sqft

Kitchen

  • Features: Flooring - Laminate, Dining Area, Gas Stove, Lighting - Overhead
  • Level: First
  • Area: 123.625

Living Room

  • Features: Closet, Flooring - Hardwood, Window(s) - Picture, Exterior Access
  • Level: First
  • Area: 210.430555555

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Hardwood, Lighting - Overhead
  • Level: First
  • Area: 139.965277777

Property

Details

  • Parcel number: 3197876
  • Zoning: SSF

Features

  • Patio & porch: Screened
  • Exterior features: Porch - Screened,Rain Gutters,Storage

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$168$2,016
Property Taxes $524$6,288
Electricity $354$4,259
Total$3,902$46,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,782/yr
40% on housing$117,060/yr
45% on housing$104,053/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$554This listing

vs Other Active Listings

Avg $/sqft

ZIP 01852$250
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01852$330
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$556,900
2026-08-03Price change$565,000
2026-07-22Listed for sale$575,000
2026-07-15Sold$485,000
2026-07-10Pending sale$499,900
2026-06-26Contingent$499,900
2026-06-24Listed for sale$499,900

For Sale by Agent

AgentElise Behmer
BrokerageKeller Williams Realty-Merrimack

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