See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9870 Harvest Ln, Davidson, NC, 28036

5beds
4baths
3,974sqft
$1,635,000
$411price/sqft
$9,817/moest. monthly cost
$392,680/yrincome needed

About This Home

Live, Work, & Host in Davidson: Why settle for one home? Discover a private, stream-fed valley with two houses, a 2024 barndominium & Cottage home, and 12+ acres ready for your hobby farm. Experience the pinnacle of versatility at 9870 Harvest Lane. This rare 12.49-acre compound in the heart of Davidson is Zoned AO (Agricultural-Open) in Cabarrus County, offering flexible uses that go far beyond a standard residential lot. Whether you envision a premier wedding and event venue, a corporate retreat center, or a championship-level hobby farm, this property is the ultimate blank canvas. THE RESIDENCES (2 Homes | 3,974 Total SQFT) 2024 Modern Barndominium: 2,002 sq ft of light-filled, open-concept luxury. Features 2 BR/2 BA, soaring ceilings, granite countertops, and a massive porch with panoramic peak views. Secondary Luxury Home: 1,972 sq ft featuring 3 BR/2 BA and an attached garage. Perfect for multi-generational living, a guest house, or high-end rental income. Also have a quote from builder of newer upper home to add a 3rd bedroom addition for 60-65K. LAND & POTENTIAL Zoning & Usage: Bring your goats, chickens, and horses. The AO zoning is ideal for hosting large parties, entertaining, and agricultural pursuits. Nursery or greenhouse operations, livestock sales, dairy processing, and bulk grain storage. Small Businesses: Home occupations, events, allied with an existing residence and very limited business endeavors that complement the rural character. Equestrian Ready: Sturdy 2-stall stable (expandable to 3) with water/electric, gorgeous acreage and fenced pastures, and a tractor shed/workshop. The generous acreage supports private trails, gardens, recreation, or future expansion, with the barn workshop offering utility for storage, hobbies, or equipment. Natural Beauty: Private, stream-fed creek with a gazebo, scenic walking trails, and 12+ acres of usable land for future build-out or recreation.This special property combines modern elegance with classic rural charm, surrounded by stunning panoramic views of gentle hills. PRIME LOCATION Enjoy total privacy at the end of a long drive while staying just 10–15 minutes from downtown Davidson/Exit 30 and 30 minutes from Charlotte. Proximity to Lake Norman and CLT Airport makes this an ideal destination for out-of-town guests or event attendees. This isn't just a home; it's a lifestyle compound with the freedom to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
4/10
6/10
Northwest Cabarrus HighGrades 9-125.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Metal
  • Construction materials: Metal,Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Filtration System,Microwave
  • Laundry features: Electric Dryer Hookup,In Unit,Utility Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Built-in Features,Soaking Tub,Open Floorplan,Storage,Walk-In Closet(s),Total Primary Heated Living Area: 2002
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Living Room,Propane
  • Finished area below ground: 0
  • Finished area above ground: 2,002

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,002
  • Total interior livable area: 3,974 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 46840125640000
  • Zoning: AO
  • Special condition: Standard
  • Horse amenities: Boarding Facilities,Hay Storage,Pasture,Stable(s)

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Fenced,Wood
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 12.49 Acres
  • Features: Cul-De-Sac,Orchard(s),Pasture,Wooded,Views

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,RV Access/Parking,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,267$99,204
Home Insurance *$329$3,948
Property Taxes $851$10,212
Electricity $370$4,441
Total$9,817$117,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$336,582/yr
40% on housing$294,510/yr
45% on housing$261,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$411This listing

vs Other Active Listings

Avg $/sqft

ZIP 28036$333
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28036$309
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$1,900,000
2026-03-11Price change$2,080,000
2026-01-19Listed for sale$2,190,000
2020-01-02Sold$412,000
2019-11-19Pending sale$429,900
2019-11-04Price change$429,900
2019-10-23Price change$437,000
2019-09-30Listed for sale$446,900
2010-09-29Sold$255,000
2010-07-03Pending sale$295,000
2010-04-20Listed for sale$295,000

For Sale by Agent

AgentSandy McAlpine
BrokerageRE/MAX Results

Similar Homes