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305 Lynn St, Malden, MA, 02148

4beds
3baths
2,048sqft
$949,000
$463price/sqft
$6,351/moest. monthly cost
$254,040/yrincome needed

About This Home

*Ask about rates in the 4s, $50,000 grant, & 5% down options!* Welcome to one of Malden’s standout newer construction homes! Built in 2015, this sun-filled corner-lot property offers 4 bedrooms + bonus room & 3 full baths w/ the ideal blend of style, space & functionality. The stunning white shaker kitchen features granite countertops, stainless steel appliances, pantry & oversized island flowing into an open-concept living/dining area w/ hardwood floors & recessed lighting throughout. Retreat to the spacious primary suite w/ walk-in closet & private en-suite bath, while additional bedrooms offer rare double-deep closets. Flexible first-floor bedroom is perfect for guests, family room, gym, or home office. Step outside to your own private oasis featuring a fully fenced yard, custom patio & built-in playground: perfect for entertaining all summer long! Unheard of 6-car parking PLUS extra dead-end street parking. Experience why Malden was ranked a Top 10 US City for Quality of Life!

Getting Around

68
WalkingSomewhat Walkable
47
TransitSome Transit
56
BikeBikeable

Schools

6/10
Linden SchoolGrades K-80.4 mi
4/10
Malden High SchoolGrades 9-121.8 mi
4/10
Salemwood SchoolGrades K-81.0 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Refrigerator
  • Laundry features: First Floor,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Flooring - Hardwood
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring - Hardwood, Open Floorplan
  • Level: Main,First

Features

  • Home Office
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Flooring - Hardwood
  • Finished area above ground: 2,048

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 2,048
  • Total interior livable area: 2,048 sqft

Kitchen

  • Features: Flooring - Hardwood, Open Floorplan
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood, Open Floorplan
  • Level: Main,First

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood
  • Level: Second

Office

  • Features: Flooring - Hardwood
  • Level: Second

Property

Details

  • Parcel number: M:166 B:545 L:504,602308
  • Zoning: ResA

Features

  • Patio & porch: Porch - Enclosed,Deck
  • Exterior features: Porch - Enclosed,Deck,Storage

Lot

  • Lot size: 5,837 sqft

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$269$3,228
Property Taxes $881$10,572
Electricity $403$4,846
Total$6,351$76,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,748/yr
40% on housing$190,530/yr
45% on housing$169,360/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 02148$345
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02148$456
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,149,900
2015-12-03Sold$550,000
2015-10-05Pending sale$550,000
2015-09-24Listed for sale$550,000
2015-05-04Sold$200,000
2015-03-13Pending sale$205,000
2015-03-13Listed for sale$205,000
2015-03-02Pending sale$205,000
2015-02-19Price change$205,000
2015-01-13Price change$215,000
2015-01-06Price change$225,000
2014-12-17Listed for sale$245,000

For Sale by Agent

AgentJohnny Long
BrokeragePRIVI Realty LLC

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