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68-1807 Uala St, Waikoloa, HI, 96738

3beds
3baths
2,463sqft
$1,249,000
$507price/sqft
$8,096/moest. monthly cost
$323,840/yrincome needed

About This Home

Positioned on an elevated lot along a palm-lined drive, this versatile property offers ocean views, privacy, and strong multigenerational or investment potential. The flexible floor plan features a spacious upper-level main residence plus a large downstairs 1-bedroom apartment-style ohana with its own private entrance — ideal for long-term rental income, extended family, guest quarters, or executive housing. The upper level features an open-concept layout with bamboo flooring, expansive west-facing windows, and a covered lanai capturing ocean and sunset views. The kitchen includes stone countertops, cooktop, large walk-in pantry, and a large picture window framing views toward Haleakalā. Custom built-ins enhance the dining and living areas, while the primary suite offers a spacious walk-through closet, dual vanities, and walk-in shower. The downstairs ohana-style level is exceptionally large and functional, featuring a generous bedroom with walk-in closet, full bathroom, living/family room, wet bar, covered lanai, and separate exterior access while still connected by an interior stairwell. The layout creates excellent separation and privacy between living spaces, making it highly attractive for income-producing use or flexible occupancy options. Additional features include: Large downstairs apartment with separate laundry area 2-car garage with new washer and dryer Extensive interior and under-home storage Mature tropical landscaping with banana, mango, pomelo, orange, and citrus trees Low-maintenance yard A rare opportunity to own a flexible island property with strong rental configuration potential, ocean views, and multiple living options in one of Hawaii Island’s desirable residential communities.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
Kealakehe High SchoolGrades 9-1223.4 mi

Construction

Condition

  • Year built: 2009

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Central Vacuum
  • Window features: Blinds

Interior Area

  • Total structure area: 2,463
  • Total interior livable area: 2,463 sqft

Property

Details

  • Parcel number: 3680160050000
  • Zoning: RS-10
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Fencing: Stone
  • Has view: Yes
  • View description: Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Fairly Level,Gentle Slope

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Lightning
Volcanic Activity

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$208$2,496
Property Taxes $780$9,360
Electricity $793$9,517
Total$8,096$97,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,577/yr
40% on housing$242,880/yr
45% on housing$215,893/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 96738$633
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96738$548
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$1,249,000
2026-06-18Listed for sale$1,273,500
2026-02-13Listing removed$3,300
2026-02-06Price change$3,300
2026-01-21Listed for rent$3,200
2018-06-15Sold$588,000
2018-02-09Pending sale$588,800
2018-01-30Listed for sale$588,800
2016-08-18Sold$535,000
2016-04-15Listing removed$539,000
2016-03-21Price change$539,000
2016-02-29Listed for sale$559,000
2016-02-22Pending sale$559,000
2016-02-09Listed for sale$559,000
2007-09-13Sold$180,000
2000-05-01Sold$161,900
1999-07-14Sold$50,500

For Sale by Agent

AgentJacqueline Mylroie
BrokerageHawaii Luxury Real Estate

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