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31 Arcadia Rd, Natick, MA, 01760

4beds
6baths
6,000sqft
$3,490,000
$582price/sqft
$22,936/moest. monthly cost
$917,440/yrincome needed

About This Home

RARE LUXURY LAKEFRONT | A once-in-a-generation opportunity to own a private 1 acre lot with 300' + of direct lake frontage and private dock on Lake Cochituate! Positioned on South Lake, the only section with water skiing, this 6,000 SF masterpiece was designed around the water with 40+ windows framing your view of lake life. Imagine a peaceful paddleboard after dinner, skiing the water slalom course with friends on a summer afternoon, casting a line for a bass the state just stocked, or watching the sunset from your deck as sailboats and windsurfers drift by. This will be your everyday lifestyle. The chef's kitchen anchors the home with a 7-seat center island, inset cabinetry, quartz counters, and Wolf/Sub-Zero appliances — all designed for entertaining at the scale this setting demands. A 3-car garage, walkout lower level, and new 28' dock complete the picture. Feels like New Hampshire. Located in Natick just minutes to top-rated schools, world-class shopping and close to Boston!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Wilson Middle SchoolGrades 5-80.7 mi
9/10
Natick High SchoolGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Oven,Dishwasher,Microwave,Refrigerator,Wine Refrigerator,Range Hood
  • Laundry features: Flooring - Stone/Ceramic Tile,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Closet, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub & Shower
  • Level: Second

Bedroom2

  • Features: Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 255

Bedroom3

  • Features: Flooring - Hardwood, Recessed Lighting, Closet - Double
  • Level: Second
  • Area: 224

Bedroom4

  • Features: Flooring - Hardwood, Recessed Lighting, Closet - Double
  • Level: Second
  • Area: 224

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Recessed Lighting, Lighting - Overhead
  • Level: First
  • Area: 240

Family Room

  • Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting, Lighting - Overhead
  • Level: Main,First
  • Area: 500

Features

  • Recessed Lighting,Slider,Bathroom - Full,Bathroom - Tiled With Shower Stall,Bathroom - Tiled With Tub,Double Vanity,Bonus Room,Game Room,Exercise Room,Bathroom
  • Flooring: Wood,Tile,Flooring - Hardwood,Flooring - Vinyl,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 4,400

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,000
  • Total interior livable area: 6,000 sqft

Kitchen

  • Features: Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Second Dishwasher, Stainless Steel Appliances, Pot Filler Faucet, Wine Chiller, Lighting - Pendant
  • Level: Main,First
  • Area: 270

Living Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 240

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting, Tray Ceiling(s)
  • Level: Second
  • Area: 323

Property

Details

  • Parcel number: M:00000026 P:0000036B,667287
  • Zoning: RSA

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck
  • Has view: Yes
  • View description: Scenic View(s),Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Lake/Pond,1/2 to 1 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.99 Acres
  • Features: Cul-De-Sac,Wooded,Gentle Sloping

Parking

  • Total spaces: 7
  • Parking features: Attached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Hurricane
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,647$211,764
Home Insurance *$659$7,908
Property Taxes $3,447$41,364
Electricity $1,183$14,197
Total$22,936$275,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$786,377/yr
40% on housing$688,080/yr
45% on housing$611,626/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$582This listing

vs Other Active Listings

Avg $/sqft

ZIP 01760$383
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01760$441
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$3,490,000

For Sale by Agent

AgentSteve Leavey
BrokerageKeller Williams Realty

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